FHA VS Conventional loan programs in Chester, Chester County, South Carolina

In 2025, the Conventional loan limit in Chester, within Chester county, SC, is $726,200. Meanwhile, the FHA limit for a single-family home stands at $472,030.

Leverage the Lendersa® Conventional loan calculator to explore and compare today's top rates for Conventional, FHA, and USDA loans. Identify the necessary income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator lets you view Conforming Conventional, USDA, FHA, and VA loans side by side, assisting in choosing the best program in SC for your specific financial needs.

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2025 Loan Limits and Downpayment Requirements in Chester, Chester County, SC

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is applicable to the following zip codes: 29706

Available Conventional and FHA Loan Options in Chester, SC

The mission of Lendersa® is to quickly and easily secure the best Conventional, USDA, or FHA loan for you. Choose one of three pathways that connect you to matching lenders and suitable loan programs.

Lendersa USDA loan request and matching results


  • Credit Union of Denver
  • 9305 W. Alameda Ave, Lakewood, CO, 80226
  • As a credit union, we are a not-for-profit, member-owned, financial cooperative. Being not-for-profit means our goal is to return as much as possible to our members in the form of better interest rates, lower fees, and innovative services. In addition, we have taken a minimal branch strategy, which keeps our costs down.
  • Colorado Mortgage Loan
  • 550 S. Wadsworth Blvd, Suite 301, Denver, CO, 80226
  • We are a direct lender, which means we can sell directly to the bigger banks or directly to Fannie Mae, Freddie Mac, and Ginnie Mae. This means that we can work without restrictions of other bank overlays creating fewer needed items and a smoother process. We do everything ‘in house’; processing, underwriting, and closing.
  • Land Above Ground Mortgage Inc
  • 7500 W Mississippi Ave, Unit B-122, Denver, CO, 80226
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Chariot Financial
  • 215 South Wadsworth Blvd, Suite 215, Lakewood, CO, 80226
  • Chariot Financial With over 16 years experience in the mortgage industry, we are committed to providing exceptional customer service, the very best pricing, and products available for our clients. Colorado owned and operated, we are here to assist with all your mortgage needs and also Zach P Smith is the founder of the Mortgage company
  • Unibell Financial Inc.
  • 550 S. Wadsworth Blvd, Suite 301, Denver, CO, 80226
  • Our mission is to guide you through the entire home loan process, so that you feel comfortable as you make choices about many options available for your home financing. Your home is one of the largest financial commitments that you will make during your lifetime. Unibell’s licensed mortgage brokers are highly experienced professionals
  • Cheyenne State Bank
  • 101 West 19th Street, Cheyenne, WY, 82001
  • Cheyenne State Bank is your full service and locally owned bank located in the heart of downtown Cheyenne, Wyo. To us you are more than a number, we offer personalize service and convenience. Our friendly and professional staff members look forward to serving your banking needs. Cheyenne State Bank Established in 2002.
  • Blue Federal Credit Union - 7th Avenue
  • 2401 E Pershing Blvd, Cheyenne, WY, 82001
  • In April 2016, Warren Federal Credit Union and Community Financial Credit Union merged to become Blue Federal Credit Union. Blue Federal Credit Union represents our shared history in the region and more than 100 years of service to those who serve the public good in Colorado and Wyoming, including members of the Air Force
  • Central Bank and Trust
  • 3060 East Lincolnway, Cheyenne, WY, 82001
  • We started in Lander in 1890, the same year Wyoming became a state. We like to think our founders came across what was then the territories of Wyoming, and found the people and the scenery too hard to abandon. Our Wyoming values and passion for developing Wyoming communities drives everything we do.
  • Opportunity Business Loans
  • 2304 E Lincolnway, Suite 154, Cheyenne, WY, 82001
  • We have a network of thousands of lenders who are all ready to lend the money you need. This network allows us to find the best deal for you based on you and your business's individual needs. Our personal financial advisors will work with you through each step of our online business loan process.
  • FinLend, LLC
  • 1603 Capitol Avenue, Suite 310 A660, Cheyenne, WY, 82001
  • FINLEND Capital® is a nationwide, private direct lender. Established in 2019, we provide short-term fix & flip financing and long-term rental financing for real estate investors. Our loans can be used for the purchase or refinance of non-owner occupied residential & commercial properties, financing of renovation project, and bridge funding. FINLEND
  • Western Vista Credit Union
  • 3207 Sparks Road, Cheyenne, WY, 82001
  • Western Vista has been a trusted source for financial services since 1940. Despite our humble beginnings, we currently serve more than 12, 000 members. We offer a full line of consumer, business and mortgage services designed to help you improve your financial standing, invest in your future and protect your financial well-being