Explore the differences! FHA VS Conventional loan programs in Chester, Chester County, South Carolina
In 2026, the Conventional loan limit in Chester, within Chester county, SC, is $726,200. Meanwhile, the FHA limit for a single-family home stands at $472,030.
Leverage the Lendersa® Conventional loan calculator to explore and compare today's top rates for Conventional, FHA, and USDA loans. Identify the necessary income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator lets you view Conforming Conventional, USDA, FHA, and VA loans side by side, assisting in choosing the best program in SC for your specific financial needs.
2026 Loan Limits and Downpayment Requirements in Chester, Chester County, SC
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table is applicable to the following zip codes: 29706
Available Conventional and FHA Loan Options in Chester, SC
The mission of Lendersa® is to quickly and easily secure the best Conventional, USDA, or FHA loan for you. Choose one of three pathways that connect you to matching lenders and suitable loan programs.
Carolina Hard Money is a commercial loan broker company serving the needs of the Real Estate Investor borrower who are striving to build wealth and generate income for themselves and for their families. We offer “hard money rehab loans” for investors only in “North Carolina and South Carolina”. As part of our business practices, we also serve as co
Carolina Hard Money”, LLC is a commercial loan broker company serving the needs of the “Real Estate Investor” borrower (only) who are striving to build wealth and generate income for themselves and for their families. We offer “hard money rehab loans” for investors only in “North Carolina and South Carolina.
The Department of Veterans Affairs offers a loan guaranty program to veterans, current military members, and their families to assist them in becoming home owners during or after their time of military service. This program was begun in 1944 to aid returning service members who had fought in World War II. During the past seventy-plus years.
1565 Ebenezer Road, Suite 113, Rock Hill, SC, 29732
Lends in South Carolina
"We engage the nation’s top lenders—not just one—to provide the best solutions. Our customers want an easy process while still getting professional guidance. We treat every loan as if it’s our own, because it is. We’re in this together. Our 20+ years of experience includes working with the world’s largest—and smallest—financial institutions."
Working and Thriving, Together! Arthur State Bank has served the good people of South Carolina since 1933. Today Arthur State Bank operates 18 locations in Union Spartanburg, Greenville, Lexington, Clinton, Woodruff, Roebuck, Rock Hill, Columbia, & Chesnee. We continue to operate as one of the state’s oldest family-owned & operated community banks!
4609 Charlotte Highway, Suite 4, Lake Wylie, SC, 29710
Lends in South Carolina
Capital South Funding is a full service mortgage company focused on providing wholesale interest rates and superior customer service. Capital South Funding offers home financing throughout North Carolina and South Carolina. As a family owned company with little overhead, they can pass along the savings to you.
2950 Old Nation Road, Suite 6, Fort Mill, SC, 29715
Lends in South Carolina
We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan that is exclusively for you.
Carolina’s Premier Mortgage Corp. is a local Team of Mortgage Specialists committed to helping you find the right mortgage product for your needs. Licensed in North Carolina and South Carolina for Residential Mortgages and worldwide for Commercial financing. We understand that every borrower is different
111 Clebourne Street, Suite 200-F, Fort Mill, SC, 29715
Lends in South Carolina
C&F Mortgage, rest assured we are focused on you. C&F was built on the simple truth that when we pay attention to people & the community,we can make a difference.We are a trusted local lender with industry knowledge & experience focused on your success.It’s our mission to provide the tools,resources & expertise you need to build a successful career
