Explore the differences! FHA VS Conventional loan programs in York, York County, South Carolina
In 2026, the Conventional loan limit in York, within York county, SC, is $726,200. Meanwhile, the FHA limit for a single-family home stands at $472,030.
Leverage the Lendersa® Conventional loan calculator to explore and compare today's top rates for Conventional, FHA, and USDA loans. Identify the necessary income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator lets you view Conforming Conventional, USDA, FHA, and VA loans side by side, assisting in choosing the best program in SC for your specific financial needs.
2026 Loan Limits and Downpayment Requirements in York, York County, SC
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table is applicable to the following zip codes: 29745
Available Conventional and FHA Loan Options in York, SC
The mission of Lendersa® is to quickly and easily secure the best Conventional, USDA, or FHA loan for you. Choose one of three pathways that connect you to matching lenders and suitable loan programs.
4609 Charlotte Highway, Suite 4, Lake Wylie, SC, 29710
Lends in South Carolina
Capital South Funding is a full service mortgage company focused on providing wholesale interest rates and superior customer service. Capital South Funding offers home financing throughout North Carolina and South Carolina. As a family owned company with little overhead, they can pass along the savings to you.
1565 Ebenezer Road, Suite 113, Rock Hill, SC, 29732
Lends in South Carolina
"We engage the nation’s top lenders—not just one—to provide the best solutions. Our customers want an easy process while still getting professional guidance. We treat every loan as if it’s our own, because it is. We’re in this together. Our 20+ years of experience includes working with the world’s largest—and smallest—financial institutions."
Carolina Hard Money is a commercial loan broker company serving the needs of the Real Estate Investor borrower who are striving to build wealth and generate income for themselves and for their families. We offer “hard money rehab loans” for investors only in “North Carolina and South Carolina”. As part of our business practices, we also serve as co
Carolina Hard Money”, LLC is a commercial loan broker company serving the needs of the “Real Estate Investor” borrower (only) who are striving to build wealth and generate income for themselves and for their families. We offer “hard money rehab loans” for investors only in “North Carolina and South Carolina.
2950 Old Nation Road, Suite 6, Fort Mill, SC, 29715
Lends in South Carolina
We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan that is exclusively for you.
Carolina’s Premier Mortgage Corp. is a local Team of Mortgage Specialists committed to helping you find the right mortgage product for your needs. Licensed in North Carolina and South Carolina for Residential Mortgages and worldwide for Commercial financing. We understand that every borrower is different
111 Clebourne Street, Suite 200-F, Fort Mill, SC, 29715
Lends in South Carolina
C&F Mortgage, rest assured we are focused on you. C&F was built on the simple truth that when we pay attention to people & the community,we can make a difference.We are a trusted local lender with industry knowledge & experience focused on your success.It’s our mission to provide the tools,resources & expertise you need to build a successful career
