FHA VS Conventional loan in Newport, York County, South Carolina

As of 2026, the limit for Conventional loans in Newport, York county, SC, is $726,200. Meanwhile, the FHA cap for a single-family home is $472,030.

Using the Lendersa® Conventional loan calculator, you can compare today's top rates for Conventional, FHA, and USDA loans. Determine the income, credit requirements, reserves, and documents needed to qualify. Our advanced tool provides side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans to help you choose the right program in SC for your financial situation.

Review offers from a selection of 100 lenders

Loan Limits and Downpayment Requirements for 2026 in Newport, York County, SC

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Applicable zip codes: 29732

Explore Conventional and FHA Loan Options in Newport, SC

Lendersa® seeks to quickly secure the best Conventional, USDA, or FHA loan, hassle-free. Choose one of three starting pathways to align with suitable lenders and loan arrangements.

Outcomes from Lendersa USDA loan requests


Newport Lenders

  • Nile Mortgage LLC
  • 1565 Ebenezer Road, Suite 113, Rock Hill, SC, 29732
  • Lends in South Carolina
  • "We engage the nation’s top lenders—not just one—to provide the best solutions. Our customers want an easy process while still getting professional guidance. We treat every loan as if it’s our own, because it is. We’re in this together.
    Our 20+ years of experience includes working with the world’s largest—and smallest—financial institutions."

  • Carolina Capital Management
  • 234 Johnston St., Rock Hill, SC, 29730
  • Lends in South Carolina
  • Carolina Hard Money is a commercial loan broker company serving the needs of the Real Estate Investor borrower who are striving to build wealth and generate income for themselves and for their families. We offer “hard money rehab loans” for investors only in “North Carolina and South Carolina”. As part of our business practices, we also serve as co

  • Carolina Hard Money
  • 234 Johnston Street, Rock Hill, SC, 29730
  • Lends in South Carolina
  • Carolina Hard Money”, LLC is a commercial loan broker company serving the needs of the “Real Estate Investor” borrower (only) who are striving to build wealth and generate income for themselves and for their families. We offer “hard money rehab loans” for investors only in “North Carolina and South Carolina.

  • GreenStar Home Loans Inc
  • 2950 Old Nation Road, Suite 6, Fort Mill, SC, 29715
  • Lends in South Carolina
  • We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan that is exclusively for you.

  • Carolina’s Premier Mortgage Corp
  • 238 Rockmont Drive, Fort Mill, SC, 29715
  • Lends in South Carolina
  • Carolina’s Premier Mortgage Corp. is a local Team of Mortgage Specialists committed to helping you find the right mortgage product for your needs. Licensed in North Carolina and South Carolina for Residential Mortgages and worldwide for Commercial financing. We understand that every borrower is different

  • C&F Mortgage Corporation
  • 111 Clebourne Street, Suite 200-F, Fort Mill, SC, 29715
  • Lends in South Carolina
  • C&F Mortgage, rest assured we are focused on you. C&F was built on the simple truth that when we pay attention to people & the community,we can make a difference.We are a trusted local lender with industry knowledge & experience focused on your success.It’s our mission to provide the tools,resources & expertise you need to build a successful career

  • Capital South Funding LLC
  • 4609 Charlotte Highway, Suite 4, Lake Wylie, SC, 29710
  • Lends in South Carolina
  • Capital South Funding is a full service mortgage company focused on providing wholesale interest rates and superior customer service. Capital South Funding offers home financing throughout North Carolina and South Carolina. As a family owned company with little overhead, they can pass along the savings to you.

  • Sage Home Loans
  • 1091 Red Ventures Drive, Suite 300, Fort Mill, SC, 29707
  • Lends in South Carolina
  • OUR PROMISE
    We're here to help you
    confidently make smarter decisions about financing your home.

    Our Values
    Buying and refinancing a home should be clear and straightforward.

    An approachable home financing process requires expert guidance.

    Modern home financing problems deserve updated solutions.