FHA VS Conventional loan programs in Lake-Wylie, York County, South Carolina

In 2026, the Conventional loan limit within Lake-Wylie, York county, SC is $647,200. Meanwhile, for a single-family home, the FHA limit is $420,680.

Ensure you are getting the best rates by using the Lendersa® Conventional loan calculator. It lets you compare leading rates for Conventional, FHA, and USDA loans today. Evaluate your eligibility by checking the required income, credit, reserves, and documentation. Our advanced calculator lays out Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in determining which program in SC is most beneficial for your specific financial condition.

Investigate loan offers from a wide selection of 100 lenders

2026 Loan Limits and Down Payment Specifications in Lake-Wylie, York County, SC

Type of Loan Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison includes the zip codes: 29745, 29710

Exploring Conventional and FHA Loan Options in Lake-Wylie, SC

The ambition of Lendersa® is to efficiently match you with the best possible Conventional, USDA, or FHA loan while minimizing hassle. Pick one of three routes to connect directly with lenders and suitable loan programs.

Lendersa results for USDA loan requests


  • First Service Credit Union
  • 16430 Park Ten Place, Houston, TX, 77084
  • First Service Credit Union is proud to say that we’re “For You, Not Profit.” We put our commitment to customers front & center. As a not-for-profit financial cooperative, First Service was started with a distinct purpose: to serve our members and help them reach their financial goals without having to worry about paying investors or shareholders.

  • Imperial Mortgage Services Inc
  • 1400 Broadfield Boulevard, Suite 200, Houston, TX, 77084
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Bennett Home Mortgage, LLC
  • 3202 Cobblestone Creek Way, Houston, TX, 77084
  • Bennett Home Mortgage, LLC believe in working hard to get the job done. Our leaders set the example, and it's this example that encourages the entire team to reach for the goal of greatness. Together, we work hard to be leaders in the industry, to stand out from the competition, and, above all, to make sure our customers are satisfied.

  • Mid-Tex Mortgage, LLC
  • 130 Chieftain Drive, Suite 103, Waxahachie, TX, 75165
  • We have been originating mortgage loans for over 24 years here in the Dallas and Ellis County area. We pride ourselves on providing our customers with the perfect loan for their situation, good rates and personal service. We work diligently to make your lending experience a good one.

  • FNB Community Bank
  • 2911 S Air Depot Blvd, Oklahoma City, OK, 73110
  • Since its inception, the bank's primary mission has been to serve the banking needs of Midwest City as well as Eastern Oklahoma County and Tinker Air Force Base. This continues to be the primary driving force behind the bank today. Being the oldest and most firmly established bank in the area.

  • TOP CHOICE LENDING, LLC
  • 11224 Southwest Fwy, Suite 100, Houston, TX, 77031
  • Our goal at Top Choice Lending is to provide clients with an exceptional customer experience & access to a variety of lenders. We offer a variety of loans including: Conventional, FHA, VA, USDA, Refinances, commercial mortgages, business lines of credit, working capital, hard money (bridge) loans, and SBA loans.

  • Gershman Investment Corp
  • 2580 S 90th St, Suite 140, Omaha, NE, 68124
  • Gershman Mortgage is among the largest mortgage companies in the Midwest, licensed in 11 states, with offices in 7. The company was founded in St. Louis, MO by Solon Gershman in 1955. Since then, the company has grown to be one of the only independently-owned and operated mortgage companies nationwide offering residential,

  • Southern Federal Credit Union
  • 1414 Enclave Parkway, Suite 250, Houston, TX, 77077
  • Southern Federal Credit Union was founded in 1954 to serve the employees of Southern Production Company and the offshore company which became Transocean, Inc. From our humble beginnings, we have grown into a multi-million-dollar financial institution providing loans and so much more.

  • GTA Mortgage LLC
  • 13111 Westheimer Road, Suite 210, Houston, TX, 77077
  • GTA Mortgage Honesty, integrity and clear communication are at the core of how we operate. In an industry that has had its ups and downs, we value long term relationships that we can grow with We’ve been first time home buyers and are home owners just like you. We are invested in being a positive role in your refinance.

  • Zion Mortgage
  • 13814 Senca Park Drive, Houston, TX, 77077
  • "Zion Mortgage is committed to helping you get their personal and commercial mortgage solutions hassle free. We pride ourselves in our attentive, responsive, and 1-on-1 service.
    *Appraisals are not transferable and appraisal fees are non-refundable For the month of March and April 2020, Zion Mortgage will donate all proceeds to hospitals"