FHA VS Conventional loan in Edgefield, Edgefield County, South Carolina

For the year 2026, the Conventional loan limit in Edgefield, situated in the county of Edgefield, SC, is $726,200, whereas the FHA limit for a single-family home stands at $472,030.

Utilize the Lendersa® Conventional loan calculator to evaluate current rates for Conventional, FHA, and USDA loans. Determine the income, credit score, reserves, and necessary documents for qualification. This advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in selecting the best program in SC tailored to your financial situation.

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2026 Loan Limits and Downpayment Requirements in Edgefield, Edgefield County, SC

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table pertains to the following zip codes: 29824

Discover Conventional and FHA Loan Options in Edgefield, SC

Lendersa® strives to deliver the best Conventional, USDA, or FHA loan options quickly and without hassle. Choose from one of three starting options to find matching lenders and loan programs suited to your needs.

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Edgefield Lenders

  • SRP Federal Credit Union
  • 1070 Edgefield Road, North Augusta, SC, 29860
  • Lends in South Carolina
  • Since our founding in 1960, SRP Federal Credit Union has been dedicated to our members. The members are the heart of the credit union and the sole purpose for our existence. Today, we serve as the financial institution for over 168, 000 members; we continue to provide sound savings programs, checking accounts, competitive loan options

  • Hunter Mortgage, Inc.
  • 408 Silver Bluff Road, Aiken, SC, 29803
  • Lends in South Carolina
  • Hunter Mortgage, Inc. has a program to fit your needs! We are committed to providing you with fast and individualized service that large banks and other lenders do not offer. As a mortgage broker we are able to search for the best program to fit your particular needs and then find the best interest rate for you.

  • HopeSouth Credit Union
  • 807 W Greenwood Street, Abbeville, SC, 29620
  • Lends in South Carolina
  • HopeSouth Credit Union is dedicated to helping you realize your financial goals, such as reducing your debt, saving for higher education, buying your first home, or planning for retirement and also Proudly serving the financial needs of those who live, work, worship, or attend school in Abbeville County, South Carolina.