FHA VS Conventional loan programs in Elgin, Lancaster County, South Carolina
In 2025, the Conventional loan limit for a single-family home in Elgin, within Lancaster county, SC, is set at $726,200. The FHA limit is at $472,030, important figures for any prospective homebuyer planning to finance their purchase.
Explore the Lendersa® Conventional loan calculator to meticulously evaluate the current best rates between Conventional, FHA, and USDA loans, determining the income, credit, financial reserves, and documents needed to qualify. Our advanced mortgage calculator positions Conforming Conventional, USDA, FHA, and VA loans side by side, helping you decide which financial program in SC suits your situation best.
2025 Loan Limits and Down Payment Requirements in Elgin, County of Lancaster, SC
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This extensive comparison table applies to the following zip codes: 29720
Options for Conventional and FHA Loans in Elgin, SC
The primary goal of Lendersa® is to facilitate access to the best available Conventional, USDA, or FHA loans efficiently, minimizing any hassle. Choose from three starting options to find matching lenders and tailored loan programs that align with your needs.
5049 Edwards Ranch Road, Suite 04-151, Fort Worth, TX, 76109
The loanFi mortgage team is your local mortgage company in Fort Worth. They understand how overwhelming the home loan process can be, but will always educate their clients on all their services offered, to ensure their customer is choosing the best option for their financial goals.
U.S. Bancorp, with nearly 70, 000 employees and $554 billion in assets as of December 31, 2020, is the parent company of U.S. Bank National Association, the fifth-largest commercial bank in the United States. The Minneapolis-based bank blends its relationship teams, branches and ATM network with digital tools that allow customers to bank.
We are a not-for-profit financial cooperative, owned by its members. Our mission is to build lifelong relationships that enhance the financial lives of our members and Catholic communities. At the turn of the 21st century, the Board of Directors of Catholic United Financial approved the establishment of a member-owned credit union.
Thistle Financial first opened its doors in Eden Prairie, Minnesota in 2005. We’re happy to be a part of this beautiful community and bring our mortgage expertise to the city and its neighboring Twin Cities. We value the trust that our clients place in us as their mortgage broker, and always look forward to working with new faces.
77 Broadway Street Northeast, Minneapolis, MN, 55413
Northeast Bank is a locally-owned community bank with offices in Northeast Minneapolis, New Brighton and Coon Rapids, MN focused on serving small to medium businesses. At Northeast Bank, we partner to meet community needs. Local businesses are important to us and our community – that is why we go to great lengths to help them grow.
333 Washington Avenue North, Suite 300, Minneapolis, MN, 55401
Reliable Mortgage Inc. has maintained a reputation for exceptional service and competitive mortgage financing since 2001. The majority of our business is derived from referrals of past, satisfied clients and real estate agents. As a local business, we utilize market-leading lenders and secure the best loan program at the lowest possible rates.
424 North Washington Avenue, Suite 201, Minneapolis, MN, 55401
At NorthPort, we believe a key component to successful business is having a robust set of services that allow our business customers to manage their financing easily and efficiently giving them more time to focus on the important parts of their business by spending less time shopping the mortgage market.
Us Mortgage Inv. offers a best in class Mortgage experience.
-Competitive pricing
- Speed to close
- Best in class VA Loan pricing
- Integrity
US Mortgage Investments to find the mortgage loan that works best for you. With a professional yet friendly approach, we help you feel comfortable about what can be a stressful process.
2523 Wayzata Blvd S, Suite 200, Minneapolis, MN, 55405
At Luminate Home Loans, our mission is to unlock people's full potential through finances and provide them with clarity through every step of the loan process.
We make lending approachable. By bringing transparency and consistency to every part of the financial world, we strive to guide people to decisions that are in their best interest.
