In 2026, the loan limit for a Conventional loan in Fort-Mill, situated in York county, SC, is $647,200, whereas the FHA limit for a single-family home stands at $420,680.
Use the Lendersa® Conventional loan calculator to evaluate today's top rates comparing Conventional, FHA, and USDA loans. Find out the income level, credit, reserves, and documentation needed to qualify. Our comprehensive mortgage calculator presents Conforming Conventional loans alongside USDA, FHA, and VA options, enabling you to decide which program best fits your financial situation in SC.
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| Loan Type | Loan Limit | Minimum Down Payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $285,000 | 0% |
| FHA | $420,680 | 3.5% |
This table applies to the following zip codes: 29715
At Lendersa®, our mission is to secure the best possible Conventional, USDA, or FHA loan for you quickly and effortlessly. Start with one of three paths that match you to ideal lenders and loan programs.
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