FHA VS Conventional loan in Fort-Mill, York County, South Carolina
In 2026, the loan limit for a Conventional loan in Fort-Mill, situated in York county, SC, is $647,200, whereas the FHA limit for a single-family home stands at $420,680.
Use the Lendersa® Conventional loan calculator to evaluate today's top rates comparing Conventional, FHA, and USDA loans. Find out the income level, credit, reserves, and documentation needed to qualify. Our comprehensive mortgage calculator presents Conforming Conventional loans alongside USDA, FHA, and VA options, enabling you to decide which program best fits your financial situation in SC.
Loan Limits and Down Payment Requirements for 2026 in Fort-Mill, York County, SC
Loan Type
Loan Limit
Minimum Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This table applies to the following zip codes: 29715, 29716
Options for Conventional and FHA Loans in Fort-Mill, SC
At Lendersa®, our mission is to secure the best possible Conventional, USDA, or FHA loan for you quickly and effortlessly. Start with one of three paths that match you to ideal lenders and loan programs.
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