Explore the differences! FHA VS Conventional loan programs in Tega-Cay, York County, South Carolina

In 2026, the Conventional loan cap in Tega-Cay, located in York county, SC, is $647,200, while the FHA limit for a single-family home is $420,680.

With Lendersa® Conventional loan calculator, you can compare today's rates for Conventional, FHA, and USDA loans. Discover necessary income, credit, reserves, and documentation required for eligibility. Use our advanced mortgage calculator to see Conforming Conventional, USDA, FHA, and VA options side by side, helping you choose the best program for your financial needs in SC.

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2026 Loan Limits and Minimum Down Payment Needs in Tega-Cay, York County, SC

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table applies to the following zip codes: 29708

Available Conventional and FHA Loan Options in Tega-Cay, SC

Lendersa® aims to secure the best possible Conventional, USDA, or FHA loan for you, quickly and without hassle. Select from one of three starting paths to connect with matching lenders and programs.

Lendersa results for USDA loan requests


  • The First National Bank of Hebbronville
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  • Here at The First National Bank of Hebbronville, we provide you with the best banking possible.
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  • Santa Fe Federal Credit Union
  • 7600 Hillside Road, Amarillo, TX, 79119
  • Santa Fe Federal Credit Union is a full-service credit union that is designed to meet all of your financial needs. Our roots are serving the BNSF railroad, but we have now made it possible for YOU to be a member too. From (really) free checking accounts to high interest rates on savings accounts and low interest on loans.

  • Spirit Mortgage
  • 4501 First United Bank Parkway, Amarillo, TX, 79119
  • Roots run deep in West Texas for First United Bank. In fact, all our roots are right here. Since beginning in 1907 as The First State Bank of Dimmitt to First United Bank today, our business model has always been focused on West Texas communities, the people who live and work here and their distinct financial needs.

  • Pamela Madore Mortgage
  • 3955 South Soncy, Amarillo, TX, 79119
  • Pamela Madore has had more than 30 years experience in the Real Estate and Mortgage Industry. Pamela Madore is a Keller Williams Global Property Specialist and is able to market your property throughout the world. She has lived in Maine, Florida and now Texas and has experience is the sales of recreational property, multi-family properties.

  • Lone Star National Bank
  • 520 E. Nolana Avenue, McAllen, TX, 78504
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    Lone Star National Bank is a technologically advanced, full-service, independent, community bank with over 700 employees and many locations across South Texas.

  • Mr. Mortgage, LLC
  • 1300 N. 10th St, Suite 330K, McAllen, TX, 78504
  • Mr. Mortgage, LLC was born, to provide clients & business partners with the highest level of personalized service, expertise & competitive home loan programs in the market today. We are a full-service residential mortgage broker providing Home Loans across the state of Texas. We pride ourselves on making the loan process simple & straightforward.

  • Global Fox Financial
  • 2511 Buddy Owens Blvd, Suite A, McAllen, TX, 78504
  • Global Fox Financial is a private commercial real estate lender and structured finance company that offers financing to borrowers directly and through a network of finance professionals. Global Fox Financial is additionally a partner of Rio Grande Capital LLC, our account receivable brokerage. We feature a variety of commercial loan programs.

  • Diversified Lending Group
  • 5412 N. 10th St, McAllen, TX, 78504
  • Joe Cuellar, Branch Manager for Castle & Cooke Mortgage in McAllen, Texas, truly knows the ins-and-outs of the mortgage business! Whether clients are seeking alternative ways of generating income through investing in real estate or are simply looking for a home mortgage, Joe is the guy to see. With more than 30 years in the financial

  • A.A. Genesis Investments, LLC
  • 1012 Martin Avenue, Suite C, McAllen, TX, 78504
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Mortgage Pros
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  • Path Finder Mortgage Solutions
  • 1109 Nolana Ave, Suite 203, McAllen, TX, 78501
  • Path Finder Mortgage Solutions gets you the perfect loan that will fit your budget & lifestyle. With personal attention, we work closely with you to provide you with the mortgage solutions that you deserve. A trustworthy source and reputable mortgage company, Path Finder Mortgage Solutions is headed by Hilda Cardoza and her team of dedicated Team.

  • Harrison Lending Group, Inc.
  • 801 West Nolana, Suite 335, McAllen, TX, 78501
  • Harrison Lending Group, we provide custom-tailored lending programs to fit the needs of each borrower and property type. Our many years of experience helps us match your financial profile and property type to the lender's requirements and willingness to fund a particular commercial mortgage loan.