In 2026, the Conventional loan cap in Tega-Cay, located in York county, SC, is $647,200, while the FHA limit for a single-family home is $420,680.
With Lendersa® Conventional loan calculator, you can compare today's rates for Conventional, FHA, and USDA loans. Discover necessary income, credit, reserves, and documentation required for eligibility. Use our advanced mortgage calculator to see Conforming Conventional, USDA, FHA, and VA options side by side, helping you choose the best program for your financial needs in SC.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $285,000 | 0% |
| FHA | $420,680 | 3.5% |
This table applies to the following zip codes: 29708
Lendersa® aims to secure the best possible Conventional, USDA, or FHA loan for you, quickly and without hassle. Select from one of three starting paths to connect with matching lenders and programs.
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