FHA VS Conventional loan programs in 2026 for Hanahan, Berkeley County, South Carolina

For the year 2026, the conventional loan limit in Hanahan, located in Berkeley county, SC, is $726,200, whereas the FHA limit for a single-family home is $538,200.

Lendersa® provides a mortgage calculator for Conventional, FHA, and USDA loans so you can compare current rates and check what income, credit requirements, reserves, and documentation are needed to qualify. With our tool, assess and contrast Conforming Conventional, USDA, FHA, and VA loan options side-by-side, helping you choose which program suits your financial situation in SC the best.

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2026 Loan Limits and Down Payment Details in Hanahan, Berkeley County, SC

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $379,000 0%
FHA $538,200 3.5%

This table is applicable for the following zip codes: 29410

Loan Options for Conventional and FHA in Hanahan, SC

The mission at Lendersa® is to efficiently and seamlessly secure you the best Conventional, USDA, or FHA loan possible. Begin with one of three steps, which will connect you with suitable lenders and loan options.

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Hanahan Lenders

  • South Carolina Federal Credit Union
  • 6265 Rivers Avenue, North Charleston, SC, 29406
  • Lends in South Carolina
  • At South Carolina Federal Credit Union, we connect remarkable people with exceptional opportunities. We are passionate about exceeding expectations and providing “Life Simplified” experiences for our members, and we're are proud to be an Employer of Choice organization where people matter.

  • Universal Mortgage Consulting
  • 6650 Rivers Ave, Suite 120, Charleston, SC, 29406
  • Lends in South Carolina
  • Universal Mortgage has been in business since 2001. They specialize in all types of mortgage loans with a primary interest in hard money loans ad investment loans. The main number is 843 576 1859. Mike Kinard the owners direct line is 843 576 5448. Mike has been a mortgage originator since 1991 and a top producer in the industry.

  • Home Loans Inc
  • 2557 Ashley Phosphate, North Charleston, SC, 29418
  • Lends in South Carolina
  • We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. Our mission is to serve our customers with honesty, integrity and competence.

  • Peoples Bank Mortgage and SBA Loans
  • 4401 Belle Oaks Drive, Suite 210, North Charleston, SC, 29405
  • Lends in South Carolina
  • Peoples Bank Mortgage is a wholly-owned subsidiary of Peoples Bank in Mendenhall, Mississippi that has been in business since 1908. Peoples Bank Mortgage offers an array of mortgage loan products which suit each individual borrower’s requirements. Whether you are a first-time home buyer, refinancing your existing mortgage

  • CPM Federal Credit Union
  • 1066 E. Montague Ave, North Charleston, SC, 29405
  • Lends in South Carolina
  • CPM Federal Credit Union was formed in 1955 by employees of the Charleston Paper Mill. We started in an old construction shed and our mission back then was to make affordable loans and deliver exceptional service to the employees of the Mill and improve their financial wellbeing. Since that time CPM has grown to $520 million in assets.

  • carolina one Mortgage
  • 4024 Salt Pointe Parkway, Suite A, North Charleston, SC, 29405
  • Lends in South Carolina
  • Carolina One Mortgage offers the promise of longevity and security along with a commitment to service excellence.
    We are recognized as the industry leader in mortgage partnerships because we are experts in our business and deliver outstanding service to our customers. Carolina One Mortgage offers hundreds of loan choices to our customers.

  • Bank of South Carolina
  • 9403 Highway 78, Ladson, SC, 29456
  • Lends in South Carolina
  • Whether you're a first time homebuyer or an experienced borrower, The Bank of South Carolina's mortgage professionals can make the process clear and simple. Our knowledgeable professionals are trained to help you understand the entire loan process and select the most favorable loan product for your needs.

  • The Mortgage Company Inc
  • 126 Seven Farms Drive, Suite 160-B, Daniel Island, SC, 29492
  • Lends in South Carolina
  • The Mortgage Company, Inc. is owned by Tim Murphy. The Mortgage Company, on Daniel Island, South Carolina serving clients in Charleston, Mount Pleasant, Summerville, West Ashley, Hanahan, Ladson, Goose Creek and North Charleston offers ZipForHome, the latest in financial tools to begin the home buying process.

  • Anchor Mortgage LLC
  • 133 River Landing Drive, Suite 100, Charleston, SC, 29492
  • Lends in South Carolina
  • Anchor Mortgage proudly services North and South Carolina.We specialize in VA loans, FHA loans, conventional loans, refinances, commercial and investment loans, fix and flip loans and many more. We are the most creative direct mortgage lenders in the Carolina’s and have helped thousands of our clients get into the home of their dreams.