FHA VS Conventional loan programs in 2026 for Goose-Creek, Berkeley County, South Carolina

In 2026, the conventional loan limit in Goose-Creek, situated in Berkeley county, SC, is $647,200. Meanwhile, the FHA cap for a single-family home is $473,800.

Use Lendersa® Conventional loan calculator for comparing today's top rates on Conventional, FHA, and USDA loans. Determine what's needed in terms of income, credit, savings, and documents for qualification. Our advanced mortgage tool offers side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, guiding your decisions on the best program for your financial needs in SC.

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2026 Loan Limits and Down Payment Requirements in Goose-Creek, Berkeley County, SC

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $473,800 3.5%

This comparison table is applicable for the zip codes: 29445

Conventional and FHA Loan Options in Goose-Creek, SC

Lendersa® aims to secure the best possible Conventional, USDA, or FHA loan for you quickly and without hassle. Start with one of three approaches to find matching lenders and suitable loan programs.

Lendersa USDA loan request and matching results


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