FHA VS Conventional loan programs in 2026 for Summerville, Dorchester County, South Carolina
In 2026, the loan limit for conventional loans in Summerville, within Dorchester county, SC, is set at $726,200. Meanwhile, for a single-family home, the FHA limit is $538,200.
Utilize the Lendersa® Conventional loan calculator to review today's top rates among Conventional, FHA, and USDA loans. Determine what income, credit, savings, and documents are required to qualify. This advanced mortgage calculator allows side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, aiding your decision on the best program for your financial needs in SC.
2026 Loan Limits and Down Payment Requirements in Summerville, Dorchester County, SC
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$379,000
0%
FHA
$538,200
3.5%
This table is applicable to these zip codes: 29485
Conventional and FHA Loan Options in Summerville, SC
Lendersa® is committed to securing the best Conventional, USDA, or FHA loan for you quickly and without hassle. Start with one of three approaches that lead to matching lenders and suitable loan programs.
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