FHA VS Conventional loan programs in James-Island, Charleston County, South Carolina
During 2026, the Conventional loan limit in James-Island, part of Charleston county, SC, is $647,200. In contrast, for an FHA loan on a single-family home, the maximum is $473,800.
The Lendersa® Conventional loan calculator allows you to compare today's best rates for Conventional, FHA, and USDA loans. Check necessary income, credit, reserves, and documentation needed for qualification. Our advanced calculator displays Conforming Conventional, USDA, FHA, and VA options side by side, helping you choose the most suitable program for your financial situation in SC.
2026 Loan Limits and Down Payment Requirements in James-Island, Charleston County, SC
Loan Category
Max Loan Limit
Minimum Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$473,800
3.5%
This table is applicable to the following zip codes: 29412
Loan Options for Conventional and FHA in James-Island, SC
The objective of Lendersa® is to quickly get you the best possible loan, whether it's Conventional, USDA, or FHA, with ease. Start with one of these three points that will link you to the correct lenders and loan programs.
PCT Federal Credit Union was established in 1962 by a group of teachers. It began its operation out of the Treasurer’s home, later a storeroom in a school, then once again in home of the prevailing Treasurer and at present occupies a building at 2203 Cranberry Highway in West Wareham
715 Terrace Street, Suite 101, Muskegon, MI, 49440
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We're full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending..from purchase to refinance to construction lending.We have access to a full range of mortgage sources & all of our lending specialists are dedicated to finding the right loan-with the best rates,terms & costs-to meet your unique needs
100 First National Avenue, Green Forest, AR, 72638
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