FHA VS Conventional loan programs in Isle-of-Palms, Charleston County, South Carolina
In 2026, the limit for Conventional loans in Isle-of-Palms, within Charleston county, SC, is $647,200, while the FHA limit for a single-family home is $473,800.
The Lendersa® Conventional loan calculator helps you compare today's top rates between Conventional, FHA, and USDA loans, allowing you to determine the necessary income, credit, reserves, and documents to qualify. With our advanced calculator, you can examine Conforming Conventional loans alongside USDA, FHA, and VA options to choose the best program in SC for your financial situation.
Loan Limits and Down Payment Requirements for 2026 in Isle-of-Palms, Charleston County, SC
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$473,800
3.5%
This table applies to zip codes: 29451
Discover Conventional and FHA Loan Offers in Isle-of-Palms, SC
Lendersa® is committed to providing the best possible Conventional, USDA, or FHA loan swiftly and efficiently. Choose one of three starting options to find matching lenders and loan programs tailored to your needs.
Texas Bay Credit Union was established on May 12, 1936, with the sole purpose of providing the resources needed for members to be in the best financial standing possible.
We are here to make sure the road to your dreams is smooth and easily traveled. From wherever you are in that journey now, we provide a clear path to your financial dreams.
Texan Bank originally received its Federal Thrift Bank Charter as the Sugar Land, Texas, based “Bank of Fort Bend” in December 2007. The bank was purchased on March 30, 2011, by its current owner, Friendswood Capital Corporation, an investor-owned Bank Holding Company. The bank was renamed “Texan Bank” in July 2011
12650 N. Featherwood Dr, Suite 120, Houston, TX, 77034
Since 1974, Davis-Penn Mortgage Co. has dedicated its resources to providing developers and owners the expertise to obtain construction and permanent financing through the FHA/HUD programs. We are a privately held, full-service, direct lender of HUD multifamily loans and healthcare facilities. As a GNMA approved issuer and servicer.
12727 Featherwood Dr, Suite 286, Houston, TX, 77034
Clear Choice Home Loans LLC is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time,
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Real estate investing requires attention to detail while maintaining a fast-paced mentality.At Catalyst Funding,we not only fulfill your hard money lending needs,but we also provide unrivaled guidance & knowledge throughout the real estate investment journey.Building long-lasting,mutually-beneficial relationships is what sets us apart from the pack
At Heartland Mortgage Consultants, LLC, we are known for our client-centric approach and extensive industry knowledge and experience. We take pride in obtaining a good referral rate brought by our unparalleled customer service. Heartland Mortgage Consultants, LLC provides you with a broad range of mortgage products to achieve your financial goals.
FSB has strived since its founding in 1887 to be a “Pillar in Community Banking.” Thus, our strategy is to provide a community banking culture that offers individualized customer service. We are locally owned and operated and committed to serving all your financial needs through a convenient approach that combines direct access to decision makers
Central State Bank is a family-owned and locally operated financial institution serving eastern Iowa. With locations in six communities: CSB offers a wide variety of personal and commercial products/services, a strong staff and a personal touch and We aim to become a total solution for individuals and businesses who want more from their bank.
