FHA VS Conventional loan in Isle-of-Palms, Charleston County, South Carolina
In 2025, the limit for Conventional loans in Isle-of-Palms, within Charleston county, SC, is $647,200, while the FHA limit for a single-family home is $473,800.
The Lendersa® Conventional loan calculator helps you compare today's top rates between Conventional, FHA, and USDA loans, allowing you to determine the necessary income, credit, reserves, and documents to qualify. With our advanced calculator, you can examine Conforming Conventional loans alongside USDA, FHA, and VA options to choose the best program in SC for your financial situation.
Loan Limits and Down Payment Requirements for 2025 in Isle-of-Palms, Charleston County, SC
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$473,800
3.5%
This table applies to zip codes: 29451
Discover Conventional and FHA Loan Offers in Isle-of-Palms, SC
Lendersa® is committed to providing the best possible Conventional, USDA, or FHA loan swiftly and efficiently. Choose one of three starting options to find matching lenders and loan programs tailored to your needs.
5049 Edwards Ranch Road, Suite 04-151, Fort Worth, TX, 76109
The loanFi mortgage team is your local mortgage company in Fort Worth. They understand how overwhelming the home loan process can be, but will always educate their clients on all their services offered, to ensure their customer is choosing the best option for their financial goals.
Bank of the Flint Hills, was chartered in 1876. Experiencing steady growth for the next 70 years, the bank moved it's location in 1972 one-half block west to a new, larger, and more modern building. In the early 90's more space was needed and the data processing and bookkeeping departments were moved to the building north of the main bank.
Since our inception in 1913, the Kaw Valley State Bank & Trust Company has been the “Bank of Personal Service” for the Wamego area. We were pleased to merge with the First National Bank of Clifton in 2008. Situated on the county line between Washington and Clay counties, our Clifton location was chartered in 1878 and branched to St Marys in 1990.
Unity Bank is a family owned community bank with offices in Minnesota, Montana, and Wisconsin. With 16 locations, $565 million in assets, and 165 employees, Unity Bank continues to be an integral member of the communities we serve and is committed to providing a full range of products to meet our customer’s financial needs.
Since its inception, the bank's primary mission has been to serve the banking needs of Midwest City as well as Eastern Oklahoma County and Tinker Air Force Base. This continues to be the primary driving force behind the bank today. Being the oldest and most firmly established bank in the area.
Lakewood Credit Union was chartered May 19, 1961, serving the community surrounding Rib Lake, Wisconsin. The local business leaders created the credit union in order to help those that live within the area. The name of the credit union was determined through a vote by the Rib Lake High School students.
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
The Exchange Bank and Trust Company of Perry, OK will remain a strong, sound and successful community bank. Through a friendly and professional staff, we will provide the products and services needed by our communities. Our primary trade area encompasses Noble County and Payne County.
White Eagle Credit Union, founded in 1935, and with branches in Augusta, El Dorado and Newton, Kansas, is a “Refreshingly personal. Remarkably advanced.” financial cooperative providing outstanding service with a dedication to helping members improve their financial well-being. White Eagle provides advanced mobile and online banking services.
