FHA VS Conventional loan programs in Isle-of-Palms, Charleston County, South Carolina

In 2025, Convetional loan limit in Isle-of-Palms, county of Charleston, SC is $647,200 while FHA limit is $473,800 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in SC is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Isle-of-Palms, county of Charleston, SC

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $473,800 3.5%

The comparison table applies to zip codes: 29451

Conventional and FHA loan options in Isle-of-Palms, SC

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • The Ehler Lending Team
  • 690 E Warner Rd, Suite 103, Gilbert, AZ, 85296
  • We are the husband and wife duo behind the Ehler Lending Team. Our mission is to be the home financing partner that you trust to serve your family, friends and community. Our unwavering dedication to integrity, honesty and ethics is the foundation of all of our relationships and we commit to offering an exceptional experience.
  • Brick Mortgage LLC
  • 633 E. Ray Road, Suite 129, Gilbert, AZ, 85296
  • We've been helping customers afford the home of their dreams for many years and we love what we do. We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.
  • Citygate Lending LLC
  • 1425 South Higley Road, Suite 101, Gilbert, AZ, 85296
  • At Citygate Lending, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • Stewardship Insurance LLC
  • 1094 S. Gilbert Rd, Suite 210, Gilbert, AZ, 85296
  • We created Stewardship to take a stand against financial injustice—to be a group of companies that can educate and guide people through mortgages, insurance, financial planning, and investments. The mortgage, insurance, or financial plan your neighbor has may not be what is best for you. Getting to know you
  • Klinkloans Fund - Loans for Real Estate Investors
  • 1094 S Gilbert Rd, Suite 210, Gilbert, AZ, 85296
  • Klinkloans Fund - Loans for Real Estate Investors We are a team of local Arizona professionals dedicated to building relationships with and assisting investors in the Arizona real estate market. We provide trustworthy real estate financing and service to help real estate investors achieve their goals.
  • Minute Mortgage
  • 8388 East Hartford Drive, Suite 111, Scottsdale, AZ, 85255
  • Minute Mortgage was started with the singular focus of improving the home lending process. Historically, getting a mortgage was a very traditional process highlighted by low technology and manual processes. This traditional process created an inefficient, time consuming, unsatisfying and ultimately expensive experience.
  • ABLEnding, Inc
  • 11571 East Ranch Gate Road, Scottsdale, AZ, 85255
  • Our mission is to make sure all our clients are comfortable and educated about the mortgage process. It doesn’t have to be stressful to get a mortgage or refinance a home. ABLEnding, Inc. works with clients from start to finish. This is because we want to simplify and clarify what could otherwise be a long and arduous transaction.
  • Trusted Mortgage Inc.
  • 7621 East Rose Garden Lane, Scottsdale, AZ, 85255
  • Trusted Mortgage, Inc. is a full service Mortgage Broker lending in Washington, Arizona, and California. With over 16 years of experience in home lending, we have the knowledge and support to close loans on time while providing the best customer service throughout the loan process. We offer many options for your lending needs.
  • Western Capital Lending
  • 24491 North 72nd Way, Scottsdale, AZ, 85255
  • At WCL Mortgage. We are a local, full-service mortgage company based in Arizona. We specialize in a low cost mortgage solution that benefits today’s home buyer. also we offer Conventional, FHA, VA and Jumbo mortgage lending in Phoenix, Arizona. WCL Mortgage has redefined the mortgage process with you in mind.