Explore the differences! FHA VS Conventional loan programs in Mount-Pleasant, Charleston County, South Carolina

In 2025, Convetional loan limit in Mount-Pleasant, county of Charleston, SC is $647,200 while FHA limit is $473,800 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in SC is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Mount-Pleasant, county of Charleston, SC

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $473,800 3.5%

The comparison table applies to zip codes: 29466, 29464, 29465

Conventional and FHA loan options in Mount-Pleasant, SC

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Fortune
  • 3494 Jeffco Blvd., Arnold, MO, 63010
  • Fortune opened its first location in Arnold, MO on December 1, 2005 with the goal of bringing a local bank with personality to the northern Jefferson County area. Prior to Fortune’s doors opening, the existing banking options in the region were run by large corporations. Dan sought to offer financial services provided to and by members.
  • Family Finance Mortgage
  • 1787 Jeffco Boulevard, Arnold, MO, 63010
  • Our mortgage professionals give you the individual service you deserve and treat you right. You are making a commitment in buying a house, refinancing a mortgage, or tapping into your home equity. So in turn, we make a commitment to you: we will help you qualify, apply and be approved for the best mortgage loan for you.
  • Multiresource, Inc
  • 376 Beach Farm Circle, Suite 746, Highland, MI, 48357
  • We are your family owned neighborhood Mortgage Brokerage serving Michigan. We work with stellar top tier lenders to offer you the most competitive products on the market. We are veteran and woman owned and operated. MultiResource is here to serve you for ALL of your home financing needs.
  • Opportunity Home Lending LLC
  • 2591 Overbrook, Highland, MI, 48357
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Midland Community Bank
  • 112 Market Street, Kincaid, IL, 62540
  • Midland Community Bank is a full-service community bank serving the residents of Christian and Sangamon Counties. Some of the communities served are Kincaid, Tovey, Bulpitt, Taylorville, Edinburg, Pawnee and Springfield. In 1966, a group of local businessmen and residents began the process to organize a community bank to serve the Midland area
  • Nathan Capital Group
  • PO Box 19743, Saint Louis, MO, 63109
  • Nathan Capital Group offers primarily bridge loans & ground up construction financing secured by commercial properties and development projects nationwide. Including Canada & UK. We are dedicated to providing the best transaction process, with a focus on dependability, customer service, and integrity.
  • Bayard Business Capital and Consulting Inc.
  • 4501 Lindell Blvd, Suite 7G, Saint Louis, MO, 63108
  • Bayard Business Capital and Consulting (BBCC) is a private commercial bank. We provide both debt capital and consulting services. We do not accept deposits or participate in consumer financial services. Debt capital is provided as either a correspondent for 40 different lenders, associated private investors, or direct from BBCC.
  • St. Louis Community Credit Union
  • 3651 Forest Park Ave, Saint Louis, MO, 63108
  • St. Louis Community is more than a credit union. As the social conscience of banking®, we’re a leader and voice for social justice in the financial services world. For 75 years and counting, we have been changing lives and giving back to the individuals and communities we humbly serve.
  • Midwest Members Credit Union
  • 101 Wesley Drive, Wood River, IL, 62095
  • Midwest Members Credit Union has been serving our membership since 1935. . With our recent expansion, now people in 10 Illinois Counties are eligible for the benefits of being a member of Midwest Members Credit Union. Great savings and loan rates, most recent banking technology, mobile and online banking, and service to our communities
  • Pinnacle Real Estate Advisor Home Loans
  • 2020 Marconi Avenue St, Saint Louis, MO, 63110
  • Pinnacle Real Estate Advisor Home Loans is a locally owned and operated mortgage company located at 2020 Marconi Ave in the heart of The Hill. The Pinnacle Team was established in August 2014 and is now run by Chris Gianino, President, and Bill Lally, CEO. Pinnacle was founded from the need for a more streamlined residential lending process