In 2025, the conventional loan limit for Mount-Pleasant, located in Charleston county, SC, is $647,200, and for a single-family home, the FHA limit is $473,800.
Access the Lendersa® Conventional loan calculator to compare current rates for Conventional, FHA, and USDA loans. Evaluate the income, credit, reserves, and documentation needed to qualify. Utilizing our advanced mortgage calculator, view Conforming Conventional, USDA, FHA, and VA loans side by side to determine the best program for your financial needs in SC.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $285,000 | 0% |
| FHA | $473,800 | 3.5% |
This table applies to the following zip codes: 29466, 29464, 29465
The objective of Lendersa® is to guide you in securing the best available Conventional, USDA, or FHA loan quickly and without hassle. Choose from one of three pathway options that result in matching lenders and appropriate loan programs.
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