FHA VS Conventional loan programs in 2026 for Orangeburg, Orangeburg County, South Carolina

The maximum conventional loan amount in Orangeburg, located in Orangeburg county, SC for a single-family home in 2026 is $726,200, while the FHA loan limit is set at $472,030.

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Comparison of loan calculators

Utilize the Lendersa® Conventional loan calculator to evaluate today’s top Conventional, FHA, and USDA rates. Discover the income requirements, credit standards, reserve needs, and necessary documentation for qualification. This advanced calculator allows you to view Conventional, USDA, FHA, and VA loan options side by side, aiding your decision on the best loan program for your financial needs in SC.

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2026 loan limits and down payment information for Orangeburg, Orangeburg county, SC

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison is valid for zip codes: 29118

Loan alternatives in Orangeburg, SC for Conventional and FHA options

The mission of Lendersa® is to secure the most favorable Conventional, USDA, or FHA loan for you promptly and smoothly. Choose from three starting points that connect you with appropriate lenders and loan plans.

  1. Optimize your request with Conventional/USDA/FHA solutions
  2. Explore Conventional, USDA, and FHA terms ahead of time
  3. Access the extensive directory of Conventional lenders
Lendersa USDA loan request and matching results



  • CBC Financial
  • 76 State St, Newburyport, MA, 01950

  • Since our inception in 2001, we have realized above-market returns on our portfolio of residential and commercial assets. We pride ourselves on our in-depth construction management experience, careful analysis of our markets, value-add capabilities, and on our successful partnerships with local builders

  • Citizens 1st Bank
  • 2001 East South East Loop 323, Tyler, TX, 75701

  • Citizens 1st Bank was chartered in Rusk on April 6, 1920. During the past 90+ years, the bank has had only three presidents - B. B. Perkins, E. R. Gregg, and the current President, James I. Perkins. Our current President has served since 1971 providing stability and leadership for the bank.

  • Tyler City Employees Credit Union
  • 3711 Frankston Highway, Tyler, TX, 75701

  • Tyler City Employees' Credit Union is a full-service, not-for-profit cooperative financial institution that began in August of 1953. It was formed for the purpose of encouraging savings by offering a good rate of return, using collective moneys to make loans at competitive, low rates and providing other useful financial resources

  • Evergreen Credit Union
  • 1500 W American Drive, Neenah, WI, 54956

  • Evergreen Credit Union was originally started by the employees of Wisconsin Tissue Mills in 1958 to help their fellow employees with financial needs that were not being met by the local banks. In 1984, we outgrew the space available in the plant and built the first branch across the street.

  • Armstrong Bank
  • 1111 W Broadway St, Muskogee, OK, 74401

  • Armstrong Bank has taken pride in providing exceptional customer service. As a family-oriented Bank with locations across Oklahoma and Arkansas, our Banking experts live and work in the communities that they serve. Armstrong employees dedicate their time and talents to a wide variety of community organizations

  • Security First National Bank of Hugo
  • 100 S Broadway St, Hugo, OK, 74743

  • Security First National Bank (SFNB) has proudly served the community of Hugo & the surrounding area for over 90 years, meeting the financial needs of some families generation after generation. At SFNB, we firmly believe in our motto, "Helping to Build a Better Community, " & strive to incorporate that attitude in everything we do every single day.

  • Welch State Bank
  • 396 S Commercial St, Welch, OK, 74369

  • We are a local bank, with local people, that make local decisions. At Welch State Bank, we have the Lending experts to help with your financing needs and we offer a variety of consumer loans, including Home Purchase, Home Improvement, Construction, Auto, Boat, and other-purpose loans.

  • The First National Bank of Livingston
  • 2121 U.S. Hwy 190, Livingston, TX, 77351

  • We are extremely proud to have had the opportunity to serve our market since 1902. Our team of professionals continues a long-standing commitment to superior customer service. We remain dedicated to providing the most up to date technology, while not wavering from our values of being a strong and healthy community bank.

  • Farmers Savings Bank
  • 205 Main Street, Colesburg, IA, 52035

  • The Farmers Savings Bank story began on January 26, 1907 in Colesburg, Iowa. Fifty seven years later, the Juergens Family acquired the bank in November of 1964, & since then we have expanded to Elkport, Strawberry Point & Arlington.

    Although our foot print has changed, our commitment to serving the communities we are a part of has never wavere

  • The Hamilton Bank
  • 111 North Davis Street, Hamilton, MO, 64644

  • By the summer of 1938, the great depression had closed Hamilton, Missouri's two banks. Local citizens, merchants and farmers concerned about the future of the community bought nearly all of the stock offered in a new bank. L.G. Ehlers, a banker who had worked in another Missouri bank that had survived the crash, led the effort.
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