FHA VS Conventional loan programs in Port-Royal, Beaufort County, South Carolina

In 2026, the maximum limit allowed for a Conventional loan in Port-Royal, part of Beaufort county in SC, is $647,200. Meanwhile, the FHA limit for a single-family home stands at $420,680.

Use the Lendersa® Conventional loan calculator to evaluate and compare today's leading rates for Conventional, FHA, and USDA loans. It helps identify necessary income, credit, reserves, and documents needed for qualification. Our advanced calculator displays Conforming Conventional, USDA, FHA, and VA loan options side by side, assisting in choosing the best program for your specific financial needs in SC.

Explore loan offers from a selection of 100 lenders

2026 Loan Limits and Down Payment Requirements in Port-Royal, Beaufort County, SC

Type of Loan Maximum Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table is applicable to the zip codes: 29902, 29905, 29906, 29935

Available Loan Options for Conventional and FHA in Port-Royal, SC

The intention of Lendersa® is to efficiently connect you with the best possible Conventional, USDA, or FHA loan without hassle. Select one of three starting points that will link you to matching lenders and appropriate loan programs.

Results of USDA loan requests processed by Lendersa


  • Angelo Christian Financial
  • 800 Town and Country BLVD, Suite 500, Houston, TX, 77024
  • "Angelo Christian is an investor and entrepreneur in the United States. He is the Chairman and CEO of Christian Financial a Diversified Investment Holdings Company. He resides in Houston, Texas with his loving family, happily married and proud father of three aspiring children.
    WE SPECIALIZE IN: FHA, VA, USDA, Conventional, Jumbo"

  • PrimeWay Federal Credit Union
  • 12811 Northwest Freeway, Houston, TX, 77040
  • PrimeWay is a not-for-profit financial cooperative with multiple branches, local to the Houston area (including Harris County, Fort Bend County and Washington County). At PrimeWay we believe that the best way to build strong communities is to help the families in our community create their own financial strength.

  • Hillcrest Capital LLC
  • 7676 Hillmont Street, Suite 105, Houston, TX, 77040
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • NewCity Mortgage
  • 16597 Village Dr, Houston, TX, 77040
  • New City Mortgage and the loan team have the experience, expertise, and loan programs that you need. Fast closings and more loan products make the difference. Our mission is to provide financing to help you buy the home you want, fast and also New City Mortgage has the experience, expertise, and loan programs.

  • The Bank of Grain Valley
  • 14801 E US Highway 40, Kansas City, MO, 64136
  • The Bank of Grain Valley was established May 11, 1905 and has been continually operated as a local, family owned, independent, community bank since that time.

    While banking has changed in the last 117 years, The Bank of Grain Valley's principles have not. We are committed to serving our customers on a personal basis.

  • Helping Hands Lending LLC
  • 10103 Fondren, Suite 340, Houston, TX, 77096
  • Mia Brent is the CEO of Helping Hands Lending, LLC. We are a Texas-based mortgage broker. We offer a wide variety of products, from Conventional, FHA, VA, and USDA. We open doors when other companies cannot, one loan at a time! Mia's personal journey has led her to help build helping Hands Lending to help others.

  • BH Loans LLC
  • 10101 Fondren Road, Suite 575, Houston, TX, 77096
  • BH Loans, LLC. We are a full service mortgage company based in Houston, TX. We specialize in Investment loans in Houston. We also serve the surrounding cities in Harris County. Whether you are buying a home or refinancing and we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.

  • Crystal Clear Mortgage
  • 18001 Highway 105 W, Suite 109, Montgomery, TX, 77356
  • Crystal Clear Mortgage was founded in 2008 by Bryan Ward and Adam Simmons with a principle goal of making the home buying process "Crystal Clear". Our company prides itself on being upfront and honest with our customers. We maintain transparency with our customers and real estate agents from start to finish during the loan process.

  • Metco Credit Union
  • 115 8th Avenue SW, Cedar Rapids, IA, 52404
  • Metco Credit Union is a non-profit financial cooperative, owned, and operated by its members. Our purpose is to create pathways to financial success for our members by providing a full range of competitive services that respond to their changing needs. Metco Credit Union Established in 1957.