FHA VS Conventional loan in Port-Royal, Beaufort County, South Carolina
In 2026, the maximum limit allowed for a Conventional loan in Port-Royal, part of Beaufort county in SC, is $647,200. Meanwhile, the FHA limit for a single-family home stands at $420,680.
Use the Lendersa® Conventional loan calculator to evaluate and compare today's leading rates for Conventional, FHA, and USDA loans. It helps identify necessary income, credit, reserves, and documents needed for qualification. Our advanced calculator displays Conforming Conventional, USDA, FHA, and VA loan options side by side, assisting in choosing the best program for your specific financial needs in SC.
2026 Loan Limits and Down Payment Requirements in Port-Royal, Beaufort County, SC
Type of Loan
Maximum Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This table is applicable to the zip codes: 29902
Available Loan Options for Conventional and FHA in Port-Royal, SC
The intention of Lendersa® is to efficiently connect you with the best possible Conventional, USDA, or FHA loan without hassle. Select one of three starting points that will link you to matching lenders and appropriate loan programs.
Our story began in 2004 when CSB opened its doors in Hilton Head Island, South Carolina as southern Beaufort County’s only locally-owned bank. Our founders saw an opportunity to serve the community through a relationship-based bank, staffed by friends and neighbors to serve friends and neighbors.
181 Bluffton Road, Suite F-102, Bluffton, SC, 29910
Lends in South Carolina
The Kristoff Team has been lending locally in Hilton Head Island and Bluffton since 1989. We have worked with thousands of clients and received numerous top producer awards by lending $3 billion over our combined 50 years. Our philosophy is simply, “say what you mean, mean what you say, and do what you say you’re going to do.”
Finance. Jason has been in the mortgage industry since 2001 and founded Mortgage Lending Associates in 2003. He is an experienced and knowledgeable mortgage executive, he has personally funded over 100 million in residential loans. Outside of mortgage lending Jason enjoys running, playing basketball and spending time with his two children
HomeSpring Mortgage is a South Carolina-based direct portfolio lender. We do not broker any loans. We lend exclusively in South Carolina for residential and commercial properties. HomeSpring is a full-service, non-QM lender that partners with mortgage professionals working in the non-government mortgage sector.
