FHA VS Conventional loan programs in Beaufort, Beaufort County, South Carolina

In 2025, the conventional loan limit for Beaufort, within Beaufort county in SC, is $726,200. Meanwhile, the FHA limit for a single-family home is $485,300.

Use the Lendersa® Conventional loan calculator to examine today's leading rates among Conventional, FHA, and USDA loans. Discover the income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator lays out Conforming Conventional, USDA, FHA, and VA loans side by side, allowing you to choose the program in SC that best fits your financial requirements.

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2025 Loan Limits and Down Payment Requirements in Beaufort, Beaufort County, SC

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $485,300 3.5%

This comparison table is for zip codes: 29902, 29904, 29906, 29901

Conventional and FHA Loan Options in Beaufort, SC

The aim of Lendersa® is to connect you with the best possible Conventional, USDA, or FHA loan quickly and without hassle. Choose one of three starting points that lead to matching lenders and loan plans.

Lendersa USDA loan request and matching results


  • Iowa Trust and Savings Bank
  • 200 North 10th Street, Centerville, IA, 52544
  • Iowa Trust and Savings Bank is proud to be your locally owned community bank. We are deeply rooted in Appanoose County and the surrounding areas. Iowa Trust and Savings Bank originated from the charter of two banks on July 13, 1896. The bank is still owned by the same family and opened in our current Centerville location on June 30, 1965.
  • TrinityMortgage
  • 2929 Allen Parkway, Suite 200, Houston, TX, 77019
  • Trinity Financial Enterprises, LLC was established November of 2011, a time when the economy was still recovering from the financial crisis of 2008. We found a way to continue doing business even when being in the mortgage industry was looked down upon because of our predecessors. We did this by showing our clients that we put them first.
  • REI Lending Network, LLC.
  • 3918 ABBEYWOOD DR, Pearland, TX, 77584
  • Maximize and create the endless possibilities of real estate investing with our trusted network of private money lenders and flexible commercial bridge loans. Nationwide reach, tailored solutions, and rapid access to unlimited capital to fund your next deal – We're your reliable partner in achieving financial success through real estate.
  • Peabody Capital Lending LLC
  • 2743 Smith Ranch Road, Suite 303, Pearland, TX, 77584
  • Peabody Capital Lending are a buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Truth Lending Services LLC
  • 3404 Beacon Bend Court, Pearland, TX, 77584
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • BCM Federal Credit Union
  • 1 Baylor Plaza, Houston, TX, 77030
  • The Baylor College of Medicine Federal Credit Union is a member owned, not-for-profit credit cooperative led by unpaid volunteers who are democratically elected from its membership. Our mission is to deliver the highest quality financial services and education to our members and encourage thrift.
  • Community Bank of Raymore
  • 801 West Foxwood Drive, Raymore, MO, 64083
  • We opened our doors in May 1979 with a purpose and a mission to focus on the banking needs of our community. Over 35 years later, the Community Bank of Raymore still believes in and focuses on local residents. We are committed to meeting financial needs of our clients. Your finances are very personal and we realize that.
  • R-G Federal Credit Union
  • 421 Remington Plaza Court, Raymore, MO, 64083
  • R-G Federal Credit Union to operate the Credit Union in accordance with the Federal Credit Union Act, The National Credit Union Administration rules & regulations and other applicable laws and regulations. Accordingly, our primary objective shall be to ensure the safety and soundness of the Credit Union.
  • Blackstone Mortgage LLC
  • 2418 Richton Street, Houston, TX, 77098
  • Blackstone Mortgage believe in working hard to get the job done. Our leaders set the example, and it's this example that encourages the entire team to reach for the goal of greatness. Together, we work hard to be leaders in the industry, to stand out from the competition, and, above all, to make sure our customers are satisfied