Explore the differences! FHA VS Conventional loan programs in Beaufort, Beaufort County, South Carolina
In 2026, the conventional loan limit for Beaufort, within Beaufort county in SC, is $726,200. Meanwhile, the FHA limit for a single-family home is $485,300.
Use the Lendersa® Conventional loan calculator to examine today's leading rates among Conventional, FHA, and USDA loans. Discover the income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator lays out Conforming Conventional, USDA, FHA, and VA loans side by side, allowing you to choose the program in SC that best fits your financial requirements.
2026 Loan Limits and Down Payment Requirements in Beaufort, Beaufort County, SC
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$485,300
3.5%
This comparison table is for zip codes: 29902
Conventional and FHA Loan Options in Beaufort, SC
The aim of Lendersa® is to connect you with the best possible Conventional, USDA, or FHA loan quickly and without hassle. Choose one of three starting points that lead to matching lenders and loan plans.
Our story began in 2004 when CSB opened its doors in Hilton Head Island, South Carolina as southern Beaufort County’s only locally-owned bank. Our founders saw an opportunity to serve the community through a relationship-based bank, staffed by friends and neighbors to serve friends and neighbors.
181 Bluffton Road, Suite F-102, Bluffton, SC, 29910
Lends in South Carolina
The Kristoff Team has been lending locally in Hilton Head Island and Bluffton since 1989. We have worked with thousands of clients and received numerous top producer awards by lending $3 billion over our combined 50 years. Our philosophy is simply, “say what you mean, mean what you say, and do what you say you’re going to do.”
Finance. Jason has been in the mortgage industry since 2001 and founded Mortgage Lending Associates in 2003. He is an experienced and knowledgeable mortgage executive, he has personally funded over 100 million in residential loans. Outside of mortgage lending Jason enjoys running, playing basketball and spending time with his two children
HomeSpring Mortgage is a South Carolina-based direct portfolio lender. We do not broker any loans. We lend exclusively in South Carolina for residential and commercial properties. HomeSpring is a full-service, non-QM lender that partners with mortgage professionals working in the non-government mortgage sector.
