FHA VS Conventional loan programs in 2026 for Beaufort, Beaufort County, South Carolina
In 2026, the conventional loan limit for Beaufort, within Beaufort county in SC, is $726,200. Meanwhile, the FHA limit for a single-family home is $485,300.
Use the Lendersa® Conventional loan calculator to examine today's leading rates among Conventional, FHA, and USDA loans. Discover the income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator lays out Conforming Conventional, USDA, FHA, and VA loans side by side, allowing you to choose the program in SC that best fits your financial requirements.
2026 Loan Limits and Down Payment Requirements in Beaufort, Beaufort County, SC
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$485,300
3.5%
This comparison table is for zip codes: 29902
Conventional and FHA Loan Options in Beaufort, SC
The aim of Lendersa® is to connect you with the best possible Conventional, USDA, or FHA loan quickly and without hassle. Choose one of three starting points that lead to matching lenders and loan plans.
First State Bank opened its doors on August 12, 1914. The bank was chartered and operated as Live Oak County State Bank until May 23, 1932, when the current name was adopted. Previous stockholders include John Nance Garner, former Vice President of The United States. The first branch opened on November 28, 2016 in Beaumont
Sabine Federal Credit Union was established in 1948. We are currently serving the financial needs of Hardin, Jasper, Jefferson, Newton, Orange & Tyler Counties with checking accounts auto loans, home mortgage loans, & more.Credit Union was established in 1948. We are currently serving the financial needs of Hardin Jasper, Jefferson, Newton, Orange.
Windsor Locks Federal Credit Union is a locally based, community chartered federal credit union serving Hartford County. That means anyone who lives, works, worships, or goes to school in any of the towns of Hartford County and their immediate family members are eligible to open an account at the Credit Union.
Established in 1902, Algonquin State Bank is proud of its tradition of service to the Village of Algonquin – a tradition we owe to our dedicated staff and the many loyal customers who have supported us for generations.
With a strong capital position and a dedicated team of community bankers.
We take great pride in the more than 70 years of banking expertise and customer service we have provided.
At Neighbors Bank, our mission is to understand what you need and what’s important to you. We want to be at your side to help you strengthen your financial future and achieve your goals.
"Pioneer Mortgage, Inc. is committed to being your personal mortgage broker.
We understand that you are not like every other borrower, so we offer solutions that fit your needs.
We also value the chance to earn your trust. Through our experience, our knowledge, and our passion for service, we offer you the one-on-one touch that you deserv
We’re all about helping Veterans and military families become homeowners. In two short decades, we’ve closed over 500, 000 VA Loans and became the #1 VA purchase lender in the nation.
But to us, success isn’t measured in numbers. Our success is measured in living our values every day
3401 W. Broadway Business Park Ct, Suite 213, Columbia, MO, 65203
Mid-Continent Funding offers mortgage products for home buyers. Working alongside several of today’s lenders gives us the capability to offer products that allow borrowers: Minimum down payments First time buyer benefits Program options for high debt-to-income ratios and low credit Refinancing opportunities To lower your monthly payments
3401 W. Broadway Business Park Ct, Suite 213, Columbia, MO, 65203
We pride ourselves on giving the best customer service in the industry. Unlike some competitors, you will work with the same person from your first call to the closing of your VA-backed loan. Your loan officer will be available to you at any point in the loan process should any question or concern arise.
