In 2026, the conventional loan limit in Hilton-Head-Island, found in Beaufort county, SC, is $647,200. Meanwhile, the FHA limit for a single-family home stands at $420,680.
Leverage the Lendersa® Conventional loan calculator to explore the leading rates of Conventional, FHA, and USDA loans available today. Determine the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator offers side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, helping you select the best program within SC for your financial requirements.
Compare loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $285,000 | 0% |
| FHA | $420,680 | 3.5% |
This comparison table applies to the following zip codes: 29928
Lendersa® is dedicated to finding you the best available Conventional, USDA, or FHA loan quickly and without hassle. Select one of three starting approaches to find matching lenders and suitable loan programs.
Hilton-Head-Island Lenders |
|
|
|
Bridge Loan Guides
