FHA VS Conventional loan programs in 2026 for Shell-Point, Beaufort County, South Carolina
In 2026, the limit for Conventional loans in Shell-Point, within Beaufort county, SC, is $647,200. Meanwhile, the FHA limit for a single-family home is $420,680. These figures are critical for potential homebuyers planning their finances.
Make use of the Lendersa® Conventional loan calculator to analyze today's most favorable rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator allows you to compare side by side the Conforming Conventional, USDA, FHA, and VA loans, helping in choosing the best program in SC for your financial situation.
2026 Loan Limits and Down Payment Requirements in Shell-Point, County of Beaufort, SC
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This table applies to zip codes: 29906
Conventional and FHA Loan Options in Shell-Point, SC
The objective of Lendersa® is to swiftly secure the best available Conventional, USDA, or FHA loans, minimizing hassle. Choose one of three starting strategies to connect with suitable lenders and loan programs.
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