FHA VS Conventional loan programs in 2026 for Shell-Point, Beaufort County, South Carolina

In 2026, the limit for Conventional loans in Shell-Point, within Beaufort county, SC, is $647,200. Meanwhile, the FHA limit for a single-family home is $420,680. These figures are critical for potential homebuyers planning their finances.

Make use of the Lendersa® Conventional loan calculator to analyze today's most favorable rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator allows you to compare side by side the Conforming Conventional, USDA, FHA, and VA loans, helping in choosing the best program in SC for your financial situation.

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2026 Loan Limits and Down Payment Requirements in Shell-Point, County of Beaufort, SC

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table applies to zip codes: 29906

Conventional and FHA Loan Options in Shell-Point, SC

The objective of Lendersa® is to swiftly secure the best available Conventional, USDA, or FHA loans, minimizing hassle. Choose one of three starting strategies to connect with suitable lenders and loan programs.

Lendersa USDA loan request and matching results


  • Triumph Lending
  • 12075 Spring Cypress Rd, Tomball, TX, 77377
  • Triumph Lending, a division of Network Funding, L.P., was created in 1998 as a Texas-based wholesale mortgage lender, but quickly evolved into a hybrid retail mortgage origination company. Network Funding L.P.’s emphasis is to create an entrepreneurial environment.which attracts highly motivated, professional loan origination personnel.

  • Community National Bank and Trust of Texas
  • 906 North Buffalo Avenue, Buffalo, TX, 75831
  • Since 1964, Community National Bank & Trust has been dedicated to helping individual and business customers succeed. The mission statement of Community National is to be the bank of choice by providing exceptional service to our customers and a fair return to our shareholders. Our goal is always to serve the best interests of our communities.

  • Mulberry Street Mortgage
  • 19 North Water Street, Liberty, MO, 64068
  • Mulberry Street Mortgage, a dedicated professional will thoroughly evaluate your financial needs to help you qualify for a low rate mortgage that works within your budget. Our goal is to get you the most favorable rate possible while working to answer your questions, and make the application process a simple and smooth transition

  • Midwest Capital Mortgage, Inc.
  • 1201 Landmark Ave, Suite 3, Liberty, MO, 64068
  • At Midwest Capital Mortgage, Inc. We are a full-service mortgage company based in Liberty, Missouri. We specialize in mortgages in Liberty, Kansas City, Overland Park, and Lenexa. We also serve the surrounding cities in Clay County, Platte County, Johnson County, and Jackson County.

  • Plan Lending
  • 224 West Park Street, Suite 200, Freeport, TX, 77541
  • PLAN Lending Has Multiple Loan Programs And Strategies, Expert Knowledge And Working Experience To Finance Your Next Property Successfully! Strategies. What Separates PLAN From Other Lenders Is Providing Our Clients VaLuable Strategies To Achieve Their Financing Goals. The Crux Of That Success Is The Full Understanding Of Ever-Changing Lending.

  • PEYTON FINANCIAL MORTGAGE INC
  • 11111 Katy Freeway, Suite 910, Houston, TX, 77079
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Rock Mortgage Services, LP
  • 14340 Memorial Drive, Suite 400, Houston, TX, 77079
  • Rock Mortgage Houston is your first choice for a wide range of lending programs with low rates and great service. Rock Mortgage Houston was founded with the basic idea of old fashion personalized service and has grown through word of mouth referrals, one client at a time. Our goal is to help you qualify for the lowest interest rates

  • GL&L Holdings, LLC
  • 14780 Memorial Dr, Suite 220, Houston, TX, 77079
  • GL&L Holdings, LLC, a hard money lender in Houston, is a one-stop transaction center for all types of real estate asset-based private loans and hard money loans.We can provide private loans to investors on all types of investment properties in Texas. We also pay off other lenders and allow our applicants to net additional capital after payoff.