FHA VS Conventional loan in Ridgeland, Jasper County, South Carolina
In 2026, the Conventional loan limit for Ridgeland in Jasper county, SC, stands at $726,200. Meanwhile, the FHA limit is $485,300 for a single-family home.
Utilize the Lendersa® Conventional loan calculator to evaluate today's best rates between Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documents needed to qualify. With our advanced loan calculator, compare Conforming Conventional, USDA, FHA, and VA loans side by side to find the most suitable program in SC based on your financial needs.
Loan Limits and Down Payment Requirements for 2026 in Ridgeland, Jasper County, SC
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$485,300
3.5%
This table applies to the following zip codes: 29936
Explore Conventional and FHA Loan Options in Ridgeland, SC
Lendersa® aims to quickly offer the best possible loan options for Conventional, USDA, or FHA without hassle. Choose one of the three starting avenues to find lenders and programs that meet your needs.
181 Bluffton Road, Suite F-102, Bluffton, SC, 29910
Lends in South Carolina
The Kristoff Team has been lending locally in Hilton Head Island and Bluffton since 1989. We have worked with thousands of clients and received numerous top producer awards by lending $3 billion over our combined 50 years. Our philosophy is simply, “say what you mean, mean what you say, and do what you say you’re going to do.”
Finance. Jason has been in the mortgage industry since 2001 and founded Mortgage Lending Associates in 2003. He is an experienced and knowledgeable mortgage executive, he has personally funded over 100 million in residential loans. Outside of mortgage lending Jason enjoys running, playing basketball and spending time with his two children
Our story began in 2004 when CSB opened its doors in Hilton Head Island, South Carolina as southern Beaufort County’s only locally-owned bank. Our founders saw an opportunity to serve the community through a relationship-based bank, staffed by friends and neighbors to serve friends and neighbors.
Palmetto State Bank, headquartered in Hampton, South Carolina, was founded in 1907. We have grown from a bank with $2 million in assets located in Hampton, to a one half billion dollar institution with seven branches serving Beaufort, Allendale, and Hampton counties.
Our Board of Directors credit our exceptional growth to the fact
