Explore the differences! FHA VS Conventional loan programs in Sangaree, Berkeley County, South Carolina

The 2026 limits on Conventional loans in Sangaree, located in Berkeley county, SC, are set at $726,200, with the FHA limit being $538,200 for single-family homes.

Try the Lendersa® Conventional loan calculator to evaluate and compare today's best rates for Conventional versus FHA versus USDA loans. You can also figure out the income, credit requirements, reserves, and documentation necessary to qualify. Using our advanced mortgage calculator, you can directly compare Conforming Conventional, USDA, FHA, and VA loans side-by-side to help determine which program in SC aligns best with your financial circumstances.

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Loan limits and downpayment requirements for 2026 in Sangaree, within the county of Berkeley, SC

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $379,000 0%
FHA $538,200 3.5%

This table applies to zip codes: 29483

Available Conventional and FHA loan options in Sangaree, SC

At Lendersa®, we aim to quickly secure the most advantageous Conventional, USDA, or FHA loan with no hassle. Begin with one of three starting options to find lenders and loan programs that match your needs.

Lendersa USDA loan request and matching outcomes


Sangaree Lenders

  • REV Federal Credit Union
  • 200 Marymeade Dr, Summerville, SC, 29483
  • Lends in South Carolina
  • At REV, we’re passionate about being an active partner that works with local businesses, organizations and associations to build healthy communities. Through a digital first strategy and enhanced commitment to our members, we’re redefining what banking means. As a full-service financial institution, we offer competitive loan rates.

  • Bank of South Carolina
  • 9403 Highway 78, Ladson, SC, 29456
  • Lends in South Carolina
  • Whether you're a first time homebuyer or an experienced borrower, The Bank of South Carolina's mortgage professionals can make the process clear and simple. Our knowledgeable professionals are trained to help you understand the entire loan process and select the most favorable loan product for your needs.

  • Assurance Financial Services, Inc
  • 89 Old Trolley Rd, Suite 102, Summerville, SC, 29485
  • Lends in South Carolina
  • Assurance Financial Services, Inc. is a mortgage brokerage located in South Carolina. We are on our client’s side throughout the transaction and communication is key. We are available 7 days a week to answer questions, provide guidance, and update buyers with each step of the process as it unfolds.

  • Jeff Cook Real Estate
  • 10040 Dorchester Rd, Suite 101, Summerville, SC, 29485
  • Lends in South Carolina
  • Our mission at Jeff Cook Real Estate is to empower our team to deliver the best service and to empower our clients to reach their real estate goals. Whether you are a buyer, seller, or investor, our team of professionals can answer any questions you might have. If you want someone who will work tirelessly to ensure your satisfaction

  • New South Mortgage
  • 1101 Old Trolley Rd, Suite 100, Summerville, SC, 29485
  • Lends in South Carolina
  • New South Mortgage offers a wide selection of loan packages to meet the needs of each customer’s unique situation. Because we work with many lenders, we take the hassle out of shopping for a loan by doing the shopping for our clients. Our long time relationships with lenders also enable us to offer discounts and rates not available elsewhere.

  • Palmetto Mortgage
  • 513 West Main Street, Moncks Corner, SC, 29461
  • Lends in South Carolina
  • "At Palmetto Mortgage, we are dedicated to serving our customers with the best service and products for their needs. We provide a wide variety of loan products and by doing so we allow our customers to choose the product that best suits their needs.

    On the following pages you will learn briefly about our products and about us."

  • South Carolina Federal Credit Union
  • 6265 Rivers Avenue, North Charleston, SC, 29406
  • Lends in South Carolina
  • At South Carolina Federal Credit Union, we connect remarkable people with exceptional opportunities. We are passionate about exceeding expectations and providing “Life Simplified” experiences for our members, and we're are proud to be an Employer of Choice organization where people matter.

  • Universal Mortgage Consulting
  • 6650 Rivers Ave, Suite 120, Charleston, SC, 29406
  • Lends in South Carolina
  • Universal Mortgage has been in business since 2001. They specialize in all types of mortgage loans with a primary interest in hard money loans ad investment loans. The main number is 843 576 1859. Mike Kinard the owners direct line is 843 576 5448. Mike has been a mortgage originator since 1991 and a top producer in the industry.

  • Home Loans Inc
  • 2557 Ashley Phosphate, North Charleston, SC, 29418
  • Lends in South Carolina
  • We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. Our mission is to serve our customers with honesty, integrity and competence.