FHA VS Conventional loan programs in Clover, York County, South Carolina

In 2026, the conventional loan limit in Clover, county of York, SC is set at $726,200, whereas the limit for FHA on a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare today's top rates for Conventional, FHA, and USDA loans. This tool helps determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator allows side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, helping you choose the best program in SC for your financial situation.

Review loan offers from a selection of 100 lenders

2026 Loan Limits and Down Payment Requirements in Clover, County of York, SC

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to these zip codes: 29710

Exploring Conventional and FHA Loan Options in Clover, SC

The goal of Lendersa® is to quickly secure the best possible Conventional, USDA, or FHA loan for you without hassle. Begin with one of three starting options that align you with suitable lenders and loan programs.

Results for USDA loan requests and matches via Lendersa


Clover Lenders

  • Capital South Funding LLC
  • 4609 Charlotte Highway, Suite 4, Lake Wylie, SC, 29710
  • Lends in South Carolina
  • Capital South Funding is a full service mortgage company focused on providing wholesale interest rates and superior customer service. Capital South Funding offers home financing throughout North Carolina and South Carolina. As a family owned company with little overhead, they can pass along the savings to you.

  • Nile Mortgage LLC
  • 1565 Ebenezer Road, Suite 113, Rock Hill, SC, 29732
  • Lends in South Carolina
  • "We engage the nation’s top lenders—not just one—to provide the best solutions. Our customers want an easy process while still getting professional guidance. We treat every loan as if it’s our own, because it is. We’re in this together.
    Our 20+ years of experience includes working with the world’s largest—and smallest—financial institutions."

  • GreenStar Home Loans Inc
  • 2950 Old Nation Road, Suite 6, Fort Mill, SC, 29715
  • Lends in South Carolina
  • We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan that is exclusively for you.

  • Carolina’s Premier Mortgage Corp
  • 238 Rockmont Drive, Fort Mill, SC, 29715
  • Lends in South Carolina
  • Carolina’s Premier Mortgage Corp. is a local Team of Mortgage Specialists committed to helping you find the right mortgage product for your needs. Licensed in North Carolina and South Carolina for Residential Mortgages and worldwide for Commercial financing. We understand that every borrower is different

  • C&F Mortgage Corporation
  • 111 Clebourne Street, Suite 200-F, Fort Mill, SC, 29715
  • Lends in South Carolina
  • C&F Mortgage, rest assured we are focused on you. C&F was built on the simple truth that when we pay attention to people & the community,we can make a difference.We are a trusted local lender with industry knowledge & experience focused on your success.It’s our mission to provide the tools,resources & expertise you need to build a successful career

  • Carolina Capital Management
  • 234 Johnston St., Rock Hill, SC, 29730
  • Lends in South Carolina
  • Carolina Hard Money is a commercial loan broker company serving the needs of the Real Estate Investor borrower who are striving to build wealth and generate income for themselves and for their families. We offer “hard money rehab loans” for investors only in “North Carolina and South Carolina”. As part of our business practices, we also serve as co

  • Carolina Hard Money
  • 234 Johnston Street, Rock Hill, SC, 29730
  • Lends in South Carolina
  • Carolina Hard Money”, LLC is a commercial loan broker company serving the needs of the “Real Estate Investor” borrower (only) who are striving to build wealth and generate income for themselves and for their families. We offer “hard money rehab loans” for investors only in “North Carolina and South Carolina.