Explore the differences! FHA VS Conventional loan programs in Watertown, Codington County, South Dakota
In 2025, the Conventional loan limit in Watertown, within the county of Codington, SD, is set at $726,200. Meanwhile, the FHA limit for a single-family home is $472,030. These limits are essential to understand for anyone planning to purchase a home and organize their finances accordingly.
Use the Lendersa® Conventional loan calculator to assess today's best rates for Conventional, FHA, and USDA loans. This tool helps determine the required income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, compare Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you in selecting the most suitable program in SD for your financial needs.
2025 Loan Limits and Down Payment Requirements in Watertown, County of Codington, SD
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table applies to the following zip codes: 57201
Explore Conventional and FHA Loan Options in Watertown, SD
The mission of Lendersa® is to efficiently connect you with the best available Conventional, USDA, or FHA loans, minimizing hassle. Choose from three starting pathways to match with lenders and discover loan programs tailored for you.
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Certainty Home Loans has been helping homebuyers for over 20 years, with a focus on making homeownership a reality by putting people first and investing in the right technology and Our core belief is that our Certainty family is our #1 asset. We never want to lose sight of the importance of our team members or of our values: integrity, quality.
Certified Home Loans, a premier mortgage broker in Raleigh, NC, specializes in offering tailored mortgage solutions to suit every homeowner's needs throughout North Carolina. We excel in securing purchase mortgages and refinance options, always with competitive rates, no closing costs or low closing costs and personalized service.
6204 Falls OF Neuse Rd, Suite 100, Raleigh, NC, 27609
North State Bank was built on a foundation of integrity, hard work, fairness, teamwork, and consistency. These core values permeate our organization and guide our choices and our decisions We have served the Wake County, North Carolina, area since June of 2000, focusing on the professional market and small to mid-size businesses. In 2006
We’re a primary lender. This means we process, approve, underwrite and close every loan in-house. Right down the hall from your loan officer. No sending your paperwork to other specialists all over the country. Our efficiency can compress the loan process to as few as 7 days, getting you into your home faster.
4515 Falls of Neuse Rd, Suite 300, Raleigh, NC, 27609
At GoVA Loans, our mission is to clear the path to homeownership for military members across the country by focusing on financial literacy and providing various tools to help build wealth in real estate.
We combine today’s technology with the personal guidance needed during the mortgage process.
"David M. Damaré is a mortgage-lending expert with over 16 years of experience.
He grew up in New Orleans, LA and graduated from the University of North Carolina at Chapel Hill in 1986. David went on to attend pilot training as a military officer with the United States Air Force. While flying for the North Carolina Air National Guard,"
Coastal Credit Union has been serving its members since 1967. Being a not-for-profit financial institution, we are committed to providing outstanding customer service with 7AM to 7PM teller hours, products at competitive rates, and best in class mobile banking. Today, with assets totaling $3.4 billion, Coastal serves more than 270, 000 members.
