FHA VS Conventional loan programs in 2025 for Dakota-Dunes, Union County, South Dakota

In 2025, the loan limit for Conventional mortgages in Dakota-Dunes, located in the county of Union, SD, is set at $647,200. For a single-family property, the FHA loan cap is $420,680. Loan limits like these are crucial for understanding how much financing you can access when purchasing a home.

With the Lendersa® Conventional loan calculator, you can effectively compare today's finest rates from Conventional, FHA, and USDA loans. This tool is pivotal in determining the required income, credit status, reserves, and necessary documentation for qualifying. Our comprehensive mortgage calculator allows you to weigh Conforming Conventional loans against USDA, FHA, and VA options. This side-by-side analysis assists in selecting the most suitable loan program in SD to fit your unique financial profile.

Review comprehensive loan offers from a selection of 100 lenders

2025 Loan Limits and Down Payment Requirements in Dakota-Dunes, County of Union, SD

Loan Type Loan Limit Down Payment Percentage
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The details in this comparison table apply to the following zip codes: 57049

Exploring Conventional and FHA Loan Options in Dakota-Dunes, SD

The aim of Lendersa® is to secure the best possible Conventional, USDA, or FHA loans efficiently and with minimal hassle. To get started, choose one of the three strategic entry points listed below to connect with matching lenders and appropriate loan programs that perfectly suit your needs.

Display of USDA loan request results using Lendersa


  • Province Mortgage Associates, Inc
  • 50 Office Parkway, East Providence, RI, 02914
  • We are a full service, delegated lender licensed in RI, MA, CT, and NH specializing in residential and commercial lending for purchase and refinance transactions. Our business is generated solely on referrals from our network and our valued clients with comments always revolving around one central theme.
  • PRMG Mortgage
  • 1265 Corona Pointe Court, Suite 301, Corona, CA, 92879
  • 16 year of mortgage experience. I'll return your call, respond to your emails, answer my phone and answer all your questions. If I don't have the answer right away, I'll find it and get back to you quickly. Call me to discuss any residential mortgage needs you may have for FHA, VA, USDA or Conventional loans for single or multi-unit properties.
  • American Inland Realty
  • 400 North Princeland Court, Suite 2-3, Corona, CA, 92879
  • American Inland Realty specializing in mortgage loan servicing. American Inland Realty Provide a superior level of customer relations and service, and ensure compliance. Maintain quality control to ensure all loans run smoothly and efficiently. American Inland Realty Established in 2009.
  • Greene Light Mortgage Solutions
  • 1075 Bonita Avenue, La Verne, CA, 91750
  • Greene Light. We are different here. We don't play games. Our goal is simply to provide you with the lowest possible interest rates and costs. We pledge to help you overcome roadblocks that can arise while securing a loan. Homeownership is within reach. Some even qualify with no down payment! Green means GO at Greene Light.
  • Spec Home Loans
  • 1246 Oakmead Lane, La Verne, CA, 91750
  • Spec Home Loans was established in 2006 by Southern California native Brian Barre, an accomplished business leader with extensive knowledge and experience in the real estate and mortgage industries. After spending the first part of his professional career as a Loan Officer, Brian decided to venture out on his own.
  • Equinox financial
  • 5557 Bluejay Street, La Verne, CA, 91750
  • We've been helping customers afford the home of their dreams for many years and we love what we do. We gather nonpublic personal information about our customers as may be necessary to conduct business with our customers. Customer service is very important to all of us. As we continue to improve and expand our services
  • Evans Financial Network
  • 615 Smoketree Drive, La Verne, CA, 91750
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with top professionals who is able to give you quick and accurate financial advice. Our experienced loan officers
  • First Priority Capital
  • 3197 Peyton Road, La Verne, CA, 91750
  • First Priority Capital is committed to providing its customers throughout the state of California with some of the best mortgage rates and the lowest fees in the industry. We have streamlined the entire mortgage process to make it faster and more efficient.Our entire team is devoted to our commitment of providing only exceptional service.
  • New Venture Home Loans
  • 650 East Parkridge Avenue, Suite 110, Corona, CA, 92879
  • New Venture Capital, we are a highly referred real estate agency because we always put the needs of our clients first. Whatever you need, our team is available to make the home buying or selling process easier for you. Should you need anything notarized, we also have a notary public on-site. We are also bilingual. Hablamos Espanol.
  • Pinpoint Lending
  • 1335 Corona Pointe Court, Corona, CA, 92879
  • Pinpoint Lending is located in Corona, CA. We are an industry leader in providing extraordinary mortgage products & services. Our commitment is to provide and follow the best lending practices and guidelines. We protect each and every borrower in the short- & long-term with mortgage product and solutions to meet their needs.