In the year 2026, the conventional loan limit for Vermillion, which is in the county of Clay, SD, is set at $726,200, while the FHA limit for a single-family home is $472,030.
Use Lendersa®'s Conventional loan calculator to compare current Conventional, FHA, and USDA rates. Determine the necessary income, credit, reserves, and documents to qualify. Our comprehensive mortgage calculator lets you compare Conforming Conventional, USDA, FHA, and VA loans side by side to help you choose the best option in SD for your financial needs.
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| Loan Type | Loan Limit | Down Payment | |
| Conventional Conforming | $726,200 | 3% | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% |
This table applies to the following zip codes: 57069
The aim of Lendersa® is to secure you the best possible Conventional, USDA, or FHA loan quickly and with ease. Begin with one of these three strategies to connect with suitable lenders and loan programs.
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