FHA VS Conventional loan programs in 2026 for Yankton, Yankton County, South Dakota
In 2026, the Conventional loan limit within Yankton, located in Yankton county, SD, is $726,200. Meanwhile, for a single-family home, the FHA limit is $472,030. Knowing these limits can help in planning your real estate purchase effectively.
Utilize the Lendersa® Conventional loan calculator to evaluate today's top rates for Conventional, FHA, and USDA loans. This tool enables you to determine the required income, credit, reserves, and documentation necessary to qualify. With our advanced mortgage calculator, compare side by side the Conforming Conventional, USDA, FHA, and VA loans to find the program that best suits your financial needs in SD.
2026 Loan Limits and Down Payment Requirements in Yankton, County of Yankton, SD
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table applies to the zip codes: 57078
Discover Conventional and FHA Loan Options in Yankton, SD
Lendersa® aims to secure the best possible Conventional, USDA, or FHA loan quickly and smoothly. Choose one of three pathways to get matched with lenders and loan programs tailored to your needs.
Security State Bank was established in 1932 in rural South Dakota and has been building strong client relationships ever since. We first opened our doors in Tyndall, SD, and have since expanded to Chancellor, Viborg, and across the border to Jackson and Heron Lake, MN. As a local Midwest business.
ONE AMERICAN BANK is an extremely well capitalized financial institution embracing technology with new products and services, as well as online and mobile banking. These technological advancements will enhance and simplify the way you conduct your financial business whether online or in-branch.
The Community Bank, Avon SD, originally chartered as the Bank of Kingsburg, Kingsburg, SD opened for business May 20, 1914 with $10, 000.00 in capital all being supplied by local citizens and farmers. It was founded by Tom C. Pier who began his banking career as an employee in a Ravinia, SD bank.
In 1951 Ft. Randall Federal Credit Union was chartered to serve local federal employees of the Pickstown School District, and their immediate family members. Once a member of Ft. Randall Federal Credit Union, you can always be a member, even if you move out of field of membership!
Plains Commerce Bank's sole purpose of operation is to provide their customers with quality service and products, by linking the values of the past with the ideas and technology of the future. Getting its start in rural South Dakota over eighty years ago, Plains Commerce Bank has built a solid foundation.
For starters, our roots began right here South Dakota. For 130 years, we have earned long-term customer relationships by helping our customers and communities succeed. We pride ourselves in adapting to meet our customers’ changing banking needs — while retaining our hometown values and roots.
CU Mortgage Direct LLC is a South Dakota Limited Liability Company, NMLS# 198895. We are a mortgage banker/direct lender for all types of home loans. Since we are owned by credit unions, we have a strong financial backing and we can pass that savings on to you. With over 150 years of combined experience, we can help you obtain the right loan.
