FHA VS Conventional loan programs in 2025 for Madison, Lake County, South Dakota
As of 2025, in Madison, within the county of Lake, SD, the limit for a Conventional loan is $726,200. For a single-family home, the FHA loan cap is $472,030.
Use the Lendersa® Conventional loan calculator to compare top rates available today for Conventional, FHA, and USDA loans. Analyze required income, credit, reserves, and the documents needed to qualify effectively. Our comprehensive mortgage calculator displays Conforming Conventional loans alongside USDA, FHA, and VA options, assisting you in selecting the best plan in SD for your financial needs.
2025 Loan Limits and Down Payment Requirements in Madison, County of Lake, SD
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table applies to the following zip codes: 57042
Loan Options: Conventional and FHA in Madison, SD
The objective at Lendersa® is to swiftly provide you with the most suitable Conventional, USDA, or FHA loan options without the usual hassle. Choose one starting point from these three methods to connect with compatible lenders and loan programs.
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