FHA VS Conventional loan programs in 2025 for Dell-Rapids, Minnehaha County, South Dakota

In 2025, the Conventional loan limit for Dell-Rapids, located within the county of Minnehaha, SD, is set at $647,200. For a single-family home, the FHA loan limit is $420,680.

Utilize the Lendersa® Conventional loan calculator to compare the most favorable rates available today for Conventional, FHA, and USDA loans. It helps you ascertain the income, credit score, reserves, and necessary documents for loan qualification. Our sophisticated mortgage calculator enables you to view Conforming Conventional loans beside USDA, FHA, and VA loan options. This side-by-side assessment is invaluable for identifying the best program in SD for your unique financial situation.

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2025 Loan Limits and Down Payment Requirements for Dell-Rapids, Minnehaha County in SD

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table provides insights for the zip codes: 57022

Conventional and FHA Loan Options in Dell-Rapids, SD

Lendersa® is committed to providing you with access to the best possible Conventional, USDA, or FHA loan solutions quickly and effortlessly. Choose one of these three starting points to connect with matching lenders and find suitable loan programs.

USDA loan request and matching results from Lendersa


  • Vetted Notes, LLC
  • 1210 East Tyler, Harlingen, TX, 78550
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Arbor Mortgage Group
  • 209 NE Greenwood Avenue, Suite 100, Bend, OR, 97701
  • Arbor Mortgage Group, we are extremely passionate about what we do and where we live, which naturally makes us want to serve our community the best we can. For every client we have the opportunity to work with, we strive to provide an unparalleled personal, positive and professional experience.
  • Financial Solutions & Real Estate Investments LLC
  • 10 Green Valley Drive, Plantsville, CT, 06479
  • Since 2008, Financial Solutions & Real Estate Investments LLC have been helping thousands of people along the way to homeownership. We are so very proud to keep those lifetime clients as they call upon us to refinance, purchase investment properties, and for expert mortgage advice.
  • UBI Federal Credit Union
  • 120 Woodford Avenue, Plainville, CT, 06062
  • In 1935, when credit unions were helping Americans through the Great Depression, it was said that credit unions were "not for profit, not for charity, but for service," and that philosophy still holds true at UBI today. Today, UBI continues to look out for our members’ interests and provide a level of service.
  • Mortgage Assistance Company LLC
  • 175 New Britain Avenue, Plainville, CT, 06062
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Sensible Mortgage Solutions LLC
  • 31 Liberty Street, Suite 306, Southington, CT, 06489
  • Sensible Mortgage Solutions is the founder of the Jeremy Hyatt focus has always been to do the right thing by each client and provide the best loan experience possible. Jeremy’s commitment to professional excellence and a strong desire to help others is what separates him from the competition. When not assisting clients.
  • New England Home Mortgage
  • 37 W. Center Street, Suite 208, Southington, CT, 06489
  • At New England Home Mortgage, we have over 50 years of industry experience to rely on. We offer a full suite of mortgage products and the highest level of customer service. Each mortgage team member will give you undivided attention, learn your unique financial situation, and explain the best mortgage solution available for you.
  • Trueline Capital
  • 547 SW 13TH St, Suite 201, Bend, OR, 97702
  • Trueline Capital, LLC is located in Bend, OR, United States and is part of the Other Financial Investment Activities Industry. Trueline Capital, LLC has 9 total employees across all of its locations and generates $502, 918 in sales (USD). (Employees and Sales figures are modelled).
  • Mountain Mortgage
  • 19405 SW Kemple Drive, Bend, OR, 97702
  • Mountain mortgage With all that Central Oregon has to offer it is a refreshing change to work with a Mortgage Broker who ALWAYS answers the phone even when that phone happens to be DEEP in the Mountains. Call me with questions about home loans and current mortgage rates anytime..