FHA VS Conventional loan programs in Morristown, Hamblen County, Tennessee

As of 2026, the county of Hamblen in Morristown, TN sees the conventional loan limit set at $726,200, whereas the FHA limit for a single-family residence is $472,030.

With the Lendersa® Conventional loan calculator, you can examine and compare today’s best rates for Conventional against FHA and USDA loans. It helps you identify the required income, credit reputation, reserves, and necessary documents for qualification. This sophisticated mortgage calculator allows you to see a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA, aiding you in selecting the most suitable program specific to TN's financial requirements.

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Loan limits and down payment criteria for 2026 in Morristown, county of Hamblen, TN

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is applicable to the following zip codes: 37813

Exploring Conventional and FHA loan choices in Morristown, TN

The mission of Lendersa® is to swiftly provide you with the most favorable Conventional, USDA, or FHA loan options without any inconvenience. Begin by selecting one of the three methods available that lead to matched lenders and suitable loan programs.

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Morristown Lenders

  • Lowland Credit Union
  • 1216 E Main Street, Morristown, TN, 37814
  • Lends in Tennessee
  • The Lowland Credit Union began operation on June 12, 1953 at the Lowland site of the American Enka Company located in Lowland, Tennessee. Active employees of that site were eligible to join. Some years later, the field of membership was expanded to include retired employees and family relations of members.

  • FIRST PEOPLES BANK
  • 206 W Broadway Blvd, Jefferson City, TN, 37760
  • Lends in Tennessee
  • First Peoples Bank was organized in 1974 and opened for business January 2, 1975, as First Peoples Bank of Jefferson County, with a total of six employees. The bank operated in a portable building until it moved into its present Jefferson City office in May 1976. First Peoples Bank is the oldest bank in Jefferson County.

  • Clinch-Powell
  • 7995 Rutledge Pk, Rutledge, TN, 37861
  • Lends in Tennessee
  • Clinch-Powell has been actively serving our communities since 1989. While we continue in our efforts to conserve local resources and protect the environment around us, we also recognize that the needs of our communities are as diverse and evolving as the ecosystems we strive to preserve.

  • Andrew Johnson Bank
  • 124 North Main Street, Greeneville, TN, 37743
  • Lends in Tennessee
  • At Andrew Johnson Bank, exceptional service from people you know is our focus. We are, and will remain, a community-led bank with the best interest of those we serve. We strive for excellence in every way, and we want to exceed your expectations. We promise to treat you, our friend, with respect.

  • Greeneville Federal Bank
  • 101 W. Summer Street, Greeneville, TN, 37743
  • Lends in Tennessee
  • Greeneville Federal Bank, FSB, is a locally owned, full-service financial institution that has served Greeneville and Greene County since 1960. The bank has changed dramatically during the last 61 years but one thing has remained the same–our commitment to the people of Greeneville and Greene County.

  • First Community Bank
  • 809 West Main Street, Rogersville, TN, 37857
  • Lends in Tennessee
  • First Community Bank of East Tennessee offers a complete range of financial services including savings, checking, CDs, investment services, consumer, mortgage, and commercial lending, business services, and much more. The philosophy of local bank decision-making and personalized service is the driving force of First Community Bank. Founded in 1993.

  • Commercial Bank
  • 6710 Cumberland Gap Parkway, Harrogate, TN, 37752
  • Lends in Tennessee
  • Commercial Bank is your neighborhood bank; and, we are a leading financial institution with the services, capabilities, and resources of regional and national banks.

    We understand that every customer has unique opportunities, challenges, and financial concerns. We don't expect you to fit in the same box as the next person or business.

  • Realty Mortgage Services, LLC
  • 4378 Maynardville Hwy, Suite C, Knoxville, TN, 37807
  • Lends in Tennessee
  • Realty Mortgage Services, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family.

  • SmartBank
  • 2430 Teaster Ln, Suite 205, Pigeon Forge, TN, 37863
  • Lends in Tennessee
  • SmartBank emerged in January 2006, when long-time executive Bankers Bill Carroll and Billy Carroll decided to start the process of organizing a Bank with the image, values and service level that would become incomparable to any other Bank in the market. SmartBank opened its first office in January 2007