FHA VS Conventional loan in Dandridge, Jefferson County, Tennessee

As of 2025, the conventional loan ceiling in Dandridge, located within Jefferson, TN, is set at $726,200, while the FHA limit is $472,030 for single-family homes.

Utilize the Lendersa® Conventional loan calculator to compare current best rates for Conventional, FHA, and USDA loans, and determine the necessary income, credit, reserves, and documents for qualification. Our sophisticated mortgage calculator provides a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, aiding in selecting the optimum program for your financial needs in TN.

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2025 Loan Limits and Downpayment Requisites in Dandridge, Jefferson, TN

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is relevant for zip codes: 37725

Exploring Conventional and FHA Loan Choices in Dandridge, TN

Lendersa® aims to secure the most favorable Conventional, USDA, or FHA loan for you swiftly and with ease. Choose one of three paths that lead to matched lenders and loan programs.

Results from Lendersa USDA loan request and matching


  • Bank of Missouri
  • 916 N Kingshighway, Perryville, MO, 63775
  • The Bank of Missouri is reaching new heights of service and customer care. Our rich history, reaching back over 12 decades, is our source of motivation. As we look back with pride, we look forward with excitement as our continued growth enables us to meet the ever changing needs of the communities we serve.
  • Fairway Independent Mortgage
  • 2220 Highway 51 S, Hernando, MS, 38632
  • Here at Fairway Independent Mortgage Corporation, we offer a variety of loan options that can help you achieve homeownership with the speed and service you deserve. Financing a home is one of the biggest commitments you will ever make - let us help guide you throughout the entire loan process from application to closing and beyond. We look forwar
  • Bank of Charles Town
  • 111 E Washington St, Charles Town, WV, 25414
  • BCT strives to provide high quality, profitable community banking and related financial services to customers by focusing on exceeding customer service expectations; providing competitive and fair employment opportunities; participating actively in the communities that are served; maintaining the highest business standards.
  • The Commercial Bank
  • 175 Hopper Avenue, De Kalb, MS, 39328
  • Commercial Bank has always been committed to serving communities that lacked access to credit & consumer financial services. In 2014 we continued our commitment to serving our economically underserved markets by becoming a certified Community Development Financial Institution. Community business leaders formed Commercial Bank in 1914 in DeKalb, MS.
  • Farmers and Merchants Bank
  • PO Box 158, Laotto, IN, 46763
  • Our mission is to be a profitable and sound community bank, perceived as the best in our market area through the eyes of our customers, community, employees, & shareholders Our mission is to be a profitable and sound community bank, perceived as the best in our market area through the eyes of our customers, community, employees, and sharehold
  • Transformation Home Loans LLC
  • 333 Jade Blvd, Streetsboro, OH, 44241
  • CJ Simpson is the President of Transformation Home Loans, LLC. As a mortgage broker, Transformation Home Loans will help you find a mortgage with both great rates and service, with one point of contact, clear communication and a streamlined process.broker, Transformation Home Loans will help you find a mortgage with both
  • The Garrett State Bank
  • 120 West King Street, Garrett, IN, 46738
  • Today the Garrett State Bank is a progressive community bank that has a full line of business and personal financial products. We specialize in residential mortgage loans and small to mid sized family owned business loans. Combining common sense decision making with modern products
  • Marion Mortgage, LLC
  • 14637 Lee Highway, Suite 103, Centreville, VA, 20121
  • Marion Mortgage, LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is unique, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • Community South Credit Union
  • 1720 S Waukesha St, Bonifay, FL, 32425
  • Start your lifelong financial partnership with a credit union that is dedicated to serving its community and its members. Come catch the good life and see what good natured banking is all about!credit union that is dedicated to serving its community and its members. Come catch the good life
  • Hayden Home Mortgage LLC
  • 25775 Tullow Pl, Chantilly, VA, 20152
  • As experienced loan officers we have the knowledge and expertise you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is our ultimate goal, and we are committed to providing our customers with mortgage services that exceed their expectations.