Explore the differences! FHA VS Conventional loan programs in Newport, Cocke County, Tennessee

In 2026, the limit for Conventional loans in Newport, Cocke county, TN, is $726,200, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare top rates among Conventional, FHA, and USDA loans. Determine the needed income, credit, reserves, and documents for qualification. Our advanced calculator allows side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans to assist you in choosing the best program for your financial situation in TN.

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2026 Loan Limits and Downpayment Requirements in Newport, Cocke, TN

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is relevant for zip codes: 37821

Explore Conventional and FHA Loan Options in Newport, TN

Lendersa® aims to quickly provide the best possible Conventional, USDA, or FHA loan without hassle. Begin with one of three options that connect you to matching lenders and loan programs.

Results of USDA loan requests from Lendersa


  • ELECTRUM FINANCIAL PLLC
  • 27610 N 47th St, Cave Creek, AZ, 85331
  • Our mission is to provide financial services to the entire population of people, not just individuals that are able to meet today’s stringent documentation guidelines. We specifically aim to empower underbanked homeowners and communities by providing access to prime capital. Electrum Financial PLLC is a mortgage broker

  • Lender Express Mortgage LLC
  • 1013 S. Stapley Dr, Mesa, AZ, 85204
  • Lender Express Mortgage We make sure that we have access to a wide spectrum of cutting-edge mortgage products to make sure we can offer more options to our diverse customer base. Our portfolio of loan products include traditional products such as conventional, FHA, VA, USDA, jumbo loans, down payment assistance, non-QM and more

  • Starwest Mortgage Corporation
  • 1818 East Southern Avenue, Suite 15C, Mesa, AZ, 85204
  • Starwest has built a strong reputation since 2003 as an outstanding mortgage brokerage firm. An A+ member of the BBB, Starwest is serving the lending needs of current homeowners, real estate professionals, builders and individual homebuyers throughout the state. We’re a full service mortgage broker with a combined 24 years of experience

  • Echo Home Loans LLC
  • 1910 South Stapley Drive, Suite 221, Mesa, AZ, 85204
  • Echo Home Loans is a wholesale mortgage broker working with some of the best lenders in the Nation. This gives our mortgage experts the flexibility to find the best suited loan product for each individual clients needs.Echo Home Loans is currently licensed to broker in five states We are actively writing Conforming, FHA, VA, USDA and more.

  • Hard Money Loan Services
  • 916 E. Baseline Road, Suite 106, Mesa, AZ, 85204
  • HMLS is specialty lender providing mortgages for Arizona professionals who require rapid credit decisions, personal service, “common-sense” underwriting, and guaranteed, on-time funding.

    Its principals have been lending in Arizona since 1993, and built a reputation in the professional community by providing

  • HomeQuest Mortgage LLC.
  • 1128 E Greenway St, Suite 102, Mesa, AZ, 85203
  • At HomeQuest we understand that each loan is as unique as each person we meet. Experience and hard work along with a network of lending entities allows us to find the best loan products for each individual. Whether you are working full-time, retired, or are self-employed we have specific programs designed for your situation.

  • KDA Home Financial, LLC
  • 935 East Main Street, Suite 101, Mesa, AZ, 85203
  • At KDA Financial, we work with clients in a variety of financial situations, assisting with everything from conventional home loans that offer a fixed rate 30 year mortgage with 20% down, to services for people who may be qualified for specific types of loans, such as VA and FHA loans.

  • Amerifirst Financial, Inc.
  • 1550 E. McKellips Road, Suite 117, Mesa, AZ, 85203
  • Our goal is to be the lender of choice for the professional real estate agent and their clients in each market we enter, as measured by all industry service level surveys reported.
    We will succeed by meeting the needs of our borrowers through exceptional communication and transparency throughout the loan process

  • Not So Hard Money
  • 935 E. Main Street, Ste 102, Mesa, AZ, 85203
  • We make Hard Money loans Not So Hard Money®​ by bringing lower rates and fees to our niche in ways that other organizations can't or won't do. We take your loan requests with earnest consideration, in an effort to provide the funding you need. Serving the Commercial Real Estate Equity loan marketplace, we provide both direct lending

  • Rails West Federal Credit Union
  • 4708 N Yellowstone Avenue, Chubbuck, ID, 83202
  • The Rails West Federal Credit Union has been serving members since 1935. We are a non-profit financial institution, owned and controlled by our members. Our Mission is to serve the personal financial needs of our members efficiently and vigorously.

    Our Vision is to become the primary financial institution for the entire credit union