FHA VS Conventional loan programs in 2025 for Oakland, Fayette County, Tennessee
For 2025, the Conventional loan limit in Oakland, Fayette County, TN is $726,200, while for a single-family home, the FHA limit is $472,030.
Utilize Lendersa® Conventional loan calculator to examine today's best rates for Conventional, FHA, and USDA loans. Identify the income, credit, reserves, and documents needed to meet qualification criteria. Our advanced mortgage calculator shows Conforming, USDA, FHA, and VA loans side-by-side, providing clarity on which program in TN aligns best with your financial situation.
2025 Loan Limits and Downpayment Requirements in Oakland, Fayette County, TN
Type of Loan
Loan Limit
Minimum Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table applies to zip codes: 38060, 38028
Conventional and FHA Loan Alternatives in Oakland, TN
Lendersa® is dedicated to ensuring you receive the best Conventional, USDA, or FHA loan swiftly and without difficulty. Choose one of three starting points to connect with lenders and loan programs that match your needs.
8751 Collin McKinney Pkwy, Suite 1803, McKinney, TX, 75070
Tribune Mortgage We are passionate about our customers, our company, and our industry! Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
At LendNext Mortgage Corporation, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
321 N Central Expressway, Suite 360, McKinney, TX, 75070
Global Integrity Finance specializes in investor financing. If an investor or broker, we want to grow with you while funding the projects. Our loan products specific to long/short term rentals and fix-n-flips. Reach out to us today to with your loan scenario and become approved today.
6401 Eldorado Pkwy, Suite 116, McKinney, TX, 75070
High Country Mortgage Services We’re committed to providing you with the highest level of service, Our broker, Raeanne Hagin has more than 31years experience in the mortgage industry. She has worked in every aspect of the Mortgage Industry which makes her an Expert in her Field. We're passionate about delivering exceptional Customer Service.
Service First Mortgage I provide clients with "Service Beyond Your Expectations My clients enjoy the added benefits of receiving my Home Buyers Privileges program and Preferred Buyer Status. My dedication to serving my clients best interest affords me the gratification of knowing I will always have clients and friends for life.
2150 S. Central Expressway, Suite 310, McKinney, TX, 75070
"Welcome to The CORE Team USA Mortgage - McKinney TX
Our Team of dedicated mortgage professionals have one goal - to provide a superior customer service experience while properly matching our clients with the best home loan product available in the marketplace to assist them with their dream of home ownership."
5900 S Lake Forest Dr, Suite 300, McKinney, TX, 75070
Competitive Home Lending keeps operating costs at a minimum to provide you with low mortgage rates from the best mortgage companies in the nation.
We partner with the top mortgage banks and offer the same mortgage products but at a competitive,wholesale rate.To provide quality mortgage products at a competitive price and exceed client expectation
At Global Integrity Finance we take pride in the fact that we’re a nationally recognized commercial finance company dedicated to providing our clients with the very best of results. Our business lending experts are proud to be paving the way forward in various areas of commercial financing, including:
Hard money Loans
Fix-N-Flip Financing
Inve
Sunlight Residential Lending LLC. We are a full service mortgage company based in the Dallas/Fort Worth Metroplex. We can help you realize your dream of home ownership anywhere in Texas. We offer virtually every type of mortgage loan available. In addition to the traditional loan types from FHA, VA, USDA, Fannie Mae and Freddie Mac
Colony Bankcorp, Inc., with assets of $2.4 billion, is the Bank holding company for Colony Bank. Founded in 1975 and headquartered in Fitzgerald, Georgia, Colony operates 29 locations throughout Georgia. Colony offers personal and business services, and also has specialty divisions to meet the needs of its customers.
