FHA VS Conventional loan programs in 2025 for Somerville, Fayette County, Tennessee
In 2025, the Conventional loan cap in Somerville, located in Fayette county of TN, is $726,200. Meanwhile, the FHA limit for a single-family home amounts to $472,030.
Use the Lendersa® Conventional loan calculator to evaluate the best rates available today for Conventional, FHA, and USDA loans. Assess the income, credit, reserves, and documents required for loan qualification. Our advanced mortgage calculator provides a side-by-side view of Conforming Conventional loans, USDA, FHA, and VA options, aiding you in choosing the most suitable program in TN for your financial needs.
Loan limits and down payment requirements for 2025 in Somerville, Fayette County, TN
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table applies to these zip codes: 38068
Conventional and FHA Loan Choices in Somerville, TN
Lendersa® is dedicated to finding you the best possible Conventional, USDA, or FHA loan quickly and without any hassle. Choose one of three approaches to get matched with appropriate lenders and loan programs.
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