Explore the differences! FHA VS Conventional loan programs in Big-Spring, Howard County, Texas

In 2025, Convetional loan limit in Big-Spring, county of Howard, TX is $647,200 while FHA limit is $420,680 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in TX is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Big-Spring, county of Howard, TX

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The comparison table applies to zip codes: 79720, 79721

Conventional and FHA loan options in Big-Spring, TX

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • High Desert Community Credit Union
  • 321 S Main Street, Aztec, NM, 87410
  • Our Mission Statement is to promote thrift among it’s Members and to create a source of Credit that is easily accessible by the Membership. High Desert Community Credit Union is a member of NCUA. They insure your deposits just as the FDIC does for banks. We moved into our new location at 321 S. Main in Aztec, NM on May 17, 2019.
  • SFR Inc & MasterBuilt Homes LLC
  • 2993 Broadmoor Valley Rd, Colorado Springs, CO, 80906
  • We focus on brokering other people’s properties, like houses and establishments. In addition to this, we also sell our own residential and commercial properties. Our specialty is in apartment homes and manufactured communities. Turn to The Broadmoor Mortgage CO for conventional and jumbo residential loans.
  • Curbow Home Loans
  • 3659 Star Ranch Rd., Colorado Springs, CO, 80906
  • Curbow Home Loans has been locally and family owned and operating in Colorado Springs since 2003. We have been under the current ownership of Jacob Curbow since 2007.We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, mortgages and best of all quality service and individual
  • Springs Mortgage Inc
  • 192 East Cheyenne Mountain Blvd, Colorado Springs, CO, 80906
  • Springs Mortgage has helped me to achieve the impossible. This company and the people dedicated to it have also helped me change my life. If you need any mortgage related service, Springs Mortgage can help you. I cannot stress enough that this company can actually BE TRUSTED. The Springs Mortgage staff handled our loan process very professionally.
  • Key Mortgage Group, Inc
  • 109 W Chaco St, Aztec, NM, 87410
  • Key Mortgage Group Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • Freedom Private Money - Hard Money Lender
  • 1259 Lake Plaza Dr, Suite 250, Colorado Springs, CO, 80906
  • Freedom Private Money we deliver a level of personalized service you won’t find at any other lender. Capital is just one tool you need to reach your goals, and we partner with you every step of the way and also As a real estate investors look to take advantage of changing markets, increase their cashflow, and decrease their risk.
  • 5Star Bank
  • 455 W Paine St, Building 1485, Colorado Springs, CO, 80914
  • 5Star Bank is more than just a bank — as a locally-owned Colorado business, 5Star Bank has a strong commitment to invest in the communities we serve. We reinvest in businesses from small to large, from financing large commercial projects to SBA loans. With an entrepreneurial spirit, the Bank is focused on providing banking solutions to busines
  • Priority Bank
  • 401 W College St, Ozark, AR, 72949
  • Priority Bank is a local financial services institution that has served Ozark and Northwest Arkansas with quality service and professionalism since 1993.Priority Bank is incorporated in the state of Arkansas and is a federally chartered Savings Bank located in Fayetteville, Arkansas. It is regulated by the Office of the Comptroller of the Currency