Explore the differences! FHA VS Conventional loan programs in Colorado-City, Mitchell County, Texas

For the year 2026, the conventional loan threshold in Colorado-City, Mitchell county, TX, stands at $647,200. The FHA loan limit for a single-family residence is $420,680.

With the Lendersa® Conventional loan calculator, assess current top rates for Conventional, FHA, and USDA loans. Determine necessary qualifications like income, credit, and reserves, using our comprehensive mortgage calculator. Compare Conforming Conventional, USDA, FHA, and VA loans side-by-side to discover the most fitting option in TX for your financial needs.

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2026 Loan Limits and Down Payment Requirements in Colorado-City, Mitchell, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison chart is relevant for zip codes: 79512

Available Conventional and FHA Loan Alternatives in Colorado-City, TX

Lendersa® strives to connect you with the top Conventional, USDA, or FHA loan options promptly and effortlessly. Begin with any of these three paths to link with lenders and loan programs that match your criteria.

Lendersa USDA loan request and matching results


Colorado-City Lenders

  • Roscoe State Bank
  • 117 Cypress St, Roscoe, TX, 79545
  • Lends in Texas
  • Roscoe State Bank's long history of growth and stability is directly tied to its unique culture, where we believe in treating our customers like neighbors. As you enter our bank we want to greet you as if it was across the fence of your backyard. We provide banking services that answer to where you are in your life.

  • Communities of Abilene Federal Credit Union
  • 3661 N 6th Street, Abilene, TX, 79603
  • Lends in Texas
  • Originally named Abilene Air Force Base Federal Credit Union, Communities of Abilene Federal Credit Union was chartered on December 7, 1955 as a single sponsor credit union for the armed services personnel stationed at Abilene Air Force Base (Now Dyess AFB). We had seven founding members and assets of $41.50 by year end.

  • Abilene Teachers Federal Credit Union
  • 3849 Antilley Road, Abilene, TX, 79606
  • Lends in Texas
  • Abilene Teachers Federal Credit Union has been open since 1950. The credit union has assets totaling $578.04 Million and provides banking services to more than 53, 000 members as of March 2022.

    The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member groups.

  • First Abilene Federal Credit Union
  • 3324 Catclaw Drive, Abilene, TX, 79606
  • Lends in Texas
  • First Abilene Federal Credit Union is a co-operatively owned financial institution committed to financially empowering our membership through a full range of competitively priced, efficiently delivered financial services, education, and counseling. We value our community and member relationships and strive to develop them through professional perso

  • Texas State Bank
  • 2201 Sherwood Way, San Angelo, TX, 76901
  • Lends in Texas
  • Texas State Bank is located in San Angelo, TX, United States and is part of the Depository Credit Intermediation Industry. Texas State Bank has 15 total employees across all of its locations and generates $14.15 million in sales (USD). (Employees figure is modelled). There are 5 companies in the Texas State Bank corporate family.

  • The City National Bank of Colorado City
  • 2909 Sherwood Way, San Angelo, TX, 76901
  • Lends in Texas
  • On April 4, 1900 The Comptroller of the Currency authorized The City National Bank of Colorado City to “commence the business of banking”. Many things have changed in the last 120 years but our basic principles remain.

    Originally chartered as “The City National Bank of Colorado” (before the city was renamed to “Colorado City”)

  • First Priority Credit Union
  • 3165 S 27th Street, Abilene, TX, 79605
  • Lends in Texas
  • First Priority Credit Union was drafted on July 14, 1930, and approved by the Texas State Banking Board on September 2, 1930. First Priority Credit Union was chartered as Abilene Postal Employees’ Credit Union by the following US Postal Service employees who also served as the original board of Directors.

  • Caprock Federal Credit Union
  • 709 North First Street, Lamesa, TX, 79331
  • Lends in Texas
  • Caprock Federal Credit Union has been open since 1965. The credit union has assets totaling $38.06 Million and provides banking services to more than 4, 000 members as of March 2022.

    The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves federal, state,

  • Dream Home Funding
  • 4745 Rockwood Drive, San Angelo, TX, 76905
  • Lends in Texas
  • Providing Texans with the best service and lowest cost mortgages since 1998. Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a new home, refinancing a mortgage, or cashing out your home equity.