FHA VS Conventional loan in Bonham, Fannin County, Texas

In 2025, the standard loan cap in Bonham, Fannin county, TX for a single-family dwelling amounts to $726,200. Meanwhile, the FHA's limit corresponds to $472,030.

Utilize Lendersa® Conventional loan calculator to assess today's best rates across Conventional, FHA, and USDA loans, and discern the required income, credit status, savings, and documentation to qualify. Our advanced mortgage calculator allows you to compare Conforming Conventional loans, USDA, FHA, and VA programs side by side, aiding you to select the optimal choice in TX for your unique financial context.

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2025 loan caps and down payment details in Bonham, Fannin county, TX

Type of Loan Maximum Loan Amount Minimum Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Applicable for zip codes: 75418

Conventional and FHA mortgage options in Bonham, TX

Lendersa® is committed to securing you the most advantageous Conventional, USDA, or FHA loan swiftly and with ease. Begin with any of three paths to find lenders and matching loan programs.

Lendersa USDA loan request and matching results


  • Franklin Mortgage Solutions
  • 10 Fairway Dr, Springboro, OH, 45066
  • Headquartered in Springboro, Ohio, Franklin Mortgage Solutions specializes in mortgage refinance and home loans throughout the states of Alabama, Arkansas, Florida, Kentucky, Ohio, South Carolina, & Tennessee. Franklin Mortgage Solutions is a local mortgage broker offering a wide variety of home loan programs.
  • Kentwood Mortgage, Inc.
  • 610 N. Main Street, Springboro, OH, 45066
  • Kentwood Mortgage, Inc our Goal is people's dreams come true and that makes us very proud. We're proud each time we lend someone the money they need, especially if they've been turned away by another lender. We're proud knowing that our Home Equity loans have allowed a child to go to college or a beloved home to be improved.
  • 1st Midwest Mortgage Corp.
  • 316 North Ironwood Dr, South Bend, IN, 46615
  • At 1st Midwest Mortgage Corp., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • Notre Dame Federal Credit Union
  • 1828 Moreau Dr, Notre Dame, IN, 46556
  • Notre Dame Federal Credit Union was born on a sunny afternoon in May 1941, during the course of a conversation at a small tavern off of Notre Dame Avenue. From our humble beginnings operating out of the night watchman's office in the Main Building on the campus of the University of Notre Dame,
  • Voyageur Financial Inc
  • 14093 Commerce Avenue NE, Suite 100, Prior Lake, MN, 55372
  • Voyageur Financial, Inc. is a family owned mortgage company located in Prior Lake. For over 30 years we have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.
  • Waukesha State Bank
  • 151 E. St. Paul Avenue, Waukesha, WI, 53187
  • Waukesha State Bank is one of the largest locally owned and independent Banks in Wisconsin. Since our modest beginning in 1944, we have been serving the financial needs of the community with a personalized, one-on-one approach to Banking, and an emphasis on customer service and community involvement.
  • Farmers & Merchants Bank
  • 41 South First Street, Miamisburg, OH, 45342
  • Farmers & Merchants Bank was founded in 1923 by a small group of Miamisburg business professionals whose philosophy was to establish a financial institution to provide basic banking services in a friendly and courteous manner. Its market was the residents and the small businesses who were often ignored by the area's larger banks.
  • Red Wing Credit Union
  • 3303 North Service Drive, Red Wing, MN, 55066
  • Red Wing Shoe Company employees decided to form a cooperative from which they could save and borrow at reasonable rates. The Red Wing Shoe Company Employees Credit Union began operation on June 1, 1954 in Plant 1 of the Red Wing Shoe Company, operated by members/volunteers. Professional staff was hired as the credit union grew,