Explore the differences! FHA VS Conventional loan programs in Jacksonville, Cherokee County, Texas

In 2025, the conventional loan cap in Jacksonville, located in the county of Cherokee, TX, is $726,200, whereas the FHA limit for single-family homes is $472,030.

Utilize the Lendersa® Conventional loan calculator to evaluate today's top rates for Conventional, FHA, and USDA loans. Determine your necessary income, credit, reserves, and documents for qualification. With our cutting-edge mortgage calculator, you can compare Conforming Conventional loans alongside USDA, FHA, and VA loans, assisting you in determining the most fitting program in TX for your fiscal needs.

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2025 Loan Limits and Down Payment Requirements for Jacksonville, Cherokee, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is applicable for the following zip codes: 75766

Loan Options for Conventional and FHA in Jacksonville, TX

Lendersa® strives to secure the best possible Conventional, USDA, or FHA loan for you quickly and easily. Choose one of three ways to match with lenders and appropriate loan programs.

Lendersa USDA loan request and matching results


  • Trans United Financial Services Inc
  • 17341 Irvine Boulevard, Tustin, CA, 92780
  • TransUnited Financial’s Services loan officers have the expertise and knowledge you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is TransUnited Financial’s ultimate goal. We are mortgage brokers and experts in locating the best mortgage for your individual circumstances.
  • Legacy Realty & Funding
  • 17291 Irvine Boulevard, Suite 260, Tustin, CA, 92780
  • Legacy Realty & Funding is a Full service Real Estate and Mortgage Lending company, Our team of experts have over 25 years of experience in Selling homes, and helping buyers purchase their dream homes we tailor all purchases and loans to your specific needs and wants, As a mortgage lender we will fully qualify and approve you for a mortgage loan
  • American Realty Associates, Inc
  • 18062 Irvine Avenue, Suite 107, Tustin, CA, 92780
  • American Realty Associates have been working with real estate professionals for over 12 years. Our staff understands how important it is to communicate and follow up with realtors regarding their client’s mortgage services. Our automated prequalification and approval systems allow the real estate professional to prequalify the client.
  • United Finance, Inc
  • 17822 17th Street, Suite 110, Tustin, CA, 92780
  • United Finance Corporation we provide a strong cost saving capability for our clients. Your new home loan can become a very significant instrument in life. Anyone who decides to take the leap and get hold of their piece of the pie requires the best position possible for acquiring financing.
  • Prime Choice Funding, Inc
  • 17852 17th St, Suite 107, Tustin, CA, 92780
  • Prime Choice Funding, Inc, headquartered in California, PCF has been providing quality home loans since 2007. We have a proven track record and serve the lending needs of homeowners throughout the US. We have access to a full range of mortgage resources and are committed to finding the right loan for the customer.
  • Santiago Financial, Inc. | Manufactured & Mobile Home Loans
  • 17842 Irvine Blvd # B204, Tustin, CA, 92780
  • Santiago Financial, Inc we believe in helping the consumer make an educated choice, understanding the process, and assisting them from beginning to end. With over forty years of experience, Santiago Financial, Inc. provides world-class service in all facets of manufactured or mobile housing lending.
  • New American Funding - Riverside
  • 14511 Myford Road, Suite 100, Tustin, CA, 92780
  • New American Funding is a family-owned business, dedicated to helping other families and individuals improve their quality of living. We’re a Fannie Mae, Freddie Mac, and Ginnie Mae direct lender, seller, and servicer, and even though we have thousands of employees, we’re a family.
  • Dove Financial
  • 14742 Plaza Dr, Ste 200, Tustin, CA, 92780
  • We are a mortgage broker with over 30 years experience in the mortgage lending industry, Dove Financial prides itself to be one of the few companies that specializes in Mobile Home Loans in California. We have a great selection of programs for mobile home loans and manufactured home financing in addition to Conventional Loan Programs.
  • Alta Capital Group
  • 17332 Irvine Blvd, Suite 235, Tustin, CA, 92780
  • Alta Capital is a leading nationwide private lender specializing in hard money loans for fix and flip, new construction,bridge loans,trust deed investments and private capital management. Over the last 10 years Alta has grown into a key player in this highly specialized industry and continues to stay ahead of the curve through constant innovation.
  • Equinox Home Financing
  • 17291 Irvine Blvd, Suite 400, Tustin, CA, 92780
  • Equinox Home Financing, Inc. specializes in conventional and government loan programs as well programs for self employed business owners who have difficulty proving income. Equinox Home Financing is the local leader when looked upon for home purchase, refinancing, or HECM loan needs.