FHA VS Conventional loan programs in 2026 for Cactus, Moore County, Texas
In 2026, the conventional loan limit in Cactus, within the county of Moore, TX, is set at $726,200. Meanwhile, the FHA limit for a single-family property is $472,030.
Utilize the Lendersa® Conventional loan calculator to assess the leading rates today among Conventional, FHA, and USDA loans. Identify the required income, credit, reserves, and documents necessary to qualify. Our advanced mortgage calculator provides a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA options, helping you decide the most suitable program in TX for your financial situation.
2026 Loan Limits and Down Payment Requirements in Cactus, Moore, TX
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The comparison applies to the following zip codes: 79013
Options for Conventional and FHA Loans in Cactus, TX
Lendersa® aims to deliver the optimal Conventional, USDA, or FHA loan swiftly and without hassle. Start with one of the three pathways to connect with matching lenders and loan programs.
Dalhart Federal Savings & Loan, chartered in 1934, is located in a rural farming community. In 1975 the Board of Directors decided to expand outside of Dalhart and opened a branch in Dumas. The philosophy of our founding members was to serve the local community mainly through mortgage lending. Although this philosophy is still true today, modern ti
A group of investors led by current CEO/Chairman Bill Pittman founded First National Bank in April, 1985. Since the bank has opened, Bill has repeatedly said, "The only difference between banks is the people. At First National Bank, we strive every day to treat our customers the way we want to be treated.
ACFCU has been providing financial services for over 75 years. We strive to make financial dreams reality & we want to be THE financial solution for all of our members.We serve over 38, 000 members & strive daily to exceed our members expectations. Chartered in 1945 ACFCU is now the largest credit union in the Panhandle serving over 37,000 members.
We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs
Founded in 1892 and now the largest family-owned Bank in the nation, Amarillo National Bank has never been typical — and we’re proud of it. The maverick soul of Amarillo is still very much a part of our daily work and lives. At ANB, we’re fiercely independent, answering only to our customers.
The People's Federal Credit Union was federally chartered on January 12, 1953 and currently has more than 18, 000 members. With five branches located in Amarillo, Childress and Canyon.
The mission of The People's Federal Credit Union is to be the Members' primary financial institution.
Amarillo Postal Employees Credit Union is a full service, non-profit cooperative financial institution that began in 1931. It was formed for the purpose of encouraging savings, by offering a good rate of return, using collective moneys to make loans at competitive, low rates and provide other useful financial services.
Access Community Credit Union has been open since 1953. The credit union has assets totaling $156.27 Million and provides banking services to more than 12, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
