Explore the differences! FHA VS Conventional loan programs in Dumas, Moore County, Texas

During 2026, the conventional loan limit set in Dumas, county of Moore, TX is $726,200, whereas for a single-family home, the FHA limit stands at $472,030.

Utilize the Lendersa® Conventional loan calculator to compare the top available rates for Conventional, FHA, and USDA loans today. Identify the necessary income, credit, reserves, and documentation for eligibility. Our advanced mortgage calculator shows Conforming Conventional loans, USDA, FHA, and VA options side by side, assisting in deciding the best program for your financial needs in TX.

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2026 loan limits and down payment needs in Dumas, county of Moore, TX

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Relevant to zip codes: 79029

Conventional and FHA loan options in Dumas, TX

Lendersa® is committed to quickly connecting you with the best possible Conventional, USDA, or FHA loan options. Choose one of three starting paths that result in matching you with lenders and relevant loan programs.

Outcome of Lendersa USDA loan request


Dumas Lenders

  • ACFCU
  • 6100 W Interstate 40, Amarillo, TX, 79106
  • Lends in Texas
  • ACFCU has been providing financial services for over 75 years. We strive to make financial dreams reality & we want to be THE financial solution for all of our members.We serve over 38, 000 members & strive daily to exceed our members expectations. Chartered in 1945 ACFCU is now the largest credit union in the Panhandle serving over 37,000 members.

  • PROVIDENCE HOME LOANS
  • 7120 IH-40 WEST, Suite 105, Amarillo, TX, 79106
  • Lends in Texas
  • We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs

  • Amarillo National Bank
  • 410 S Taylor St, Amarillo, TX, 79101
  • Lends in Texas
  • Founded in 1892 and now the largest family-owned Bank in the nation, Amarillo National Bank has never been typical — and we’re proud of it. The maverick soul of Amarillo is still very much a part of our daily work and lives. At ANB, we’re fiercely independent, answering only to our customers.

  • First National Bank
  • 729 West 7th Avenue, Spearman, TX, 79081
  • Lends in Texas
  • A group of investors led by current CEO/Chairman Bill Pittman founded First National Bank in April, 1985. Since the bank has opened, Bill has repeatedly said, "The only difference between banks is the people. At First National Bank, we strive every day to treat our customers the way we want to be treated.

  • The People's Federal Credit Union
  • 7200 Hillside Road, Amarillo, TX, 79109
  • Lends in Texas
  • The People's Federal Credit Union was federally chartered on January 12, 1953 and currently has more than 18, 000 members. With five branches located in Amarillo, Childress and Canyon.

    The mission of The People's Federal Credit Union is to be the Members' primary financial institution.

  • Amarillo Postal Employees Credit Union
  • 2400 Hobbs Road, Amarillo, TX, 79109
  • Lends in Texas
  • Amarillo Postal Employees Credit Union is a full service, non-profit cooperative financial institution that began in 1931. It was formed for the purpose of encouraging savings, by offering a good rate of return, using collective moneys to make loans at competitive, low rates and provide other useful financial services.

  • Access Community Credit Union
  • 6401 South Bell Street, Amarillo, TX, 79109
  • Lends in Texas
  • Access Community Credit Union has been open since 1953. The credit union has assets totaling $156.27 Million and provides banking services to more than 12, 000 members as of March 2022.

    The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.

  • FirstBank Southwest
  • 2401 S. Georgia, Amarillo, TX, 79109
  • Lends in Texas
  • FirstBank Southwest is a community bank with nine banking center locations in Amarillo, Booker, Hereford, Pampa, and Perryton, Texas. In addition to our convenient branches, we also offer convenient digital banking for both consumer and commercial needs.

    In 2020 and 2021, The American Banker awarded FirstBank Southwest as a Best Bank

  • Herring Bank
  • 2201 Civic Circle, Amarillo, TX, 79109
  • Lends in Texas
  • Our goal is simple. Deliver the best possible Banking experience so our customers & clients can better manage their finances. We provide a full range of quality financial products that include commercial, consumer, investment & trust services in TX, Ok & CO. Our board of directors, local leadership are committed to exceeding customer expectations.