FHA VS Conventional loan programs in 2026 for Clifton, Bosque County, Texas
In 2026, the conventional loan limit set for Clifton, within Bosque county, TX, is $726,200, whereas the FHA maximum for a single-family house stands at $472,030.
With the Lendersa® Conventional loan calculator, you can compare the leading rates for today’s Conventional, FHA, and USDA loans, and ascertain the necessary income, credit, reserves, and documentation required for qualification. Our sophisticated mortgage calculator enables you to analyze Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in the decision of which program in TX suits your financial needs best.
2026 Loan Limits and Down Payment Requirements in Clifton, Bosque, TX
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table applies to these zip codes: 76634
Options for Conventional and FHA Loans in Clifton, TX
The focus of Lendersa® is to ensure you access the best possible Conventional, USDA, or FHA loan swiftly and with minimal hassle. Begin with one of the three available starting points to find matching lenders and loan programs.
The Brazos Higher Education Service Corporation, Inc. (Brazos Higher Education) is a nonprofit corporation that has been dedicated to providing assistance for higher education for over 40 years. Brazos Higher Education is an independent organization that is self-funded and self-capitalized. We are not affiliated with any colleges or universities.
Educators Credit Union. In the beginning, the credit union was named McLennan County Teachers Federal Credit Union, but was later changed to Educators Credit Union ECU is the largest credit union in Central Texas, with more than 28, 000 members and over $500 million in assets. It is our goal to meet the financial needs
Alliance Bank Central Texas was established in 2007 to fill a void in Waco caused by the many bank mergers, consolidations, and centralizations taking place at the time. At Alliance Bank Central Texas, we believe that customers come first and do not want to deal with big, impersonal banking giants.
Rocket Federal Credit Union has been open since 1954. The credit union has assets totaling $29.97 Million and provides banking services to more than 3, 000 members as of March 2022.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member.
GENCO Federal Credit Union was originally created to meet the financial needs of employees of the General Tire and Rubber Company (Waco Plant) and their immediate families. GENCO's first office building was built in 1960 at 1905 Kendall Lane. GENCO's Board of Directors decided to purchase a building in the heart of the Waco business.
First Central Credit Union is a Financial Services company located in Central Texas, United States. We are a not-for-profit credit union meaning we pass along to you savings and funds from profits as less fees and better rates -- as we provide secure competitive financial services, Exceeding the needs of our members.
At The McCulloch Team, we treat every customer as an individual, not a number. You won’t be placed into a loan profile created by the banking industry. We use common sense and will help you obtain the best home loan possible. We have a wide range of programs and together find the loan that’s best suited for you.
The Koehn Mortgage Group, we treat every customer as an individual, not a number and we don't place you into a loan profile, created by the banking industry. We will help you obtain the best home loan possible, for your particular situation. We have a wide range of programs and together we'll find the loan that's best suited for you
NeighborWorks® Waco is a non-profit organization whose mission is to build stronger neighborhoods through homeownership, quality rental housing and community-building initiatives. Our team will continue work both on site and remotely, and will be available by mail and phone. We have decided to temporarily.
