Explore the differences! FHA VS Conventional loan programs in Columbus, Colorado County, Texas

In 2025, Convetional loan limit in Columbus, county of Colorado, TX is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in TX is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Columbus, county of Colorado, TX

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 78934

Conventional and FHA loan options in Columbus, TX

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • BHI Funding
  • 2626 South Loop West, Suite 232, Houston, TX, 77054
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Tidal Loans
  • 2616 S Loop W, Unit 505, Houston, TX, 77054
  • Our team has over 50 years of combined hands on experience investing in all aspects of real estate: from residential development, private money lending, property management and fix and flips. We have been in your shoes and we know what it takes to become successful real estate investors.
  • BCM Federal Credit Union
  • 1 Baylor Plaza, Houston, TX, 77030
  • The Baylor College of Medicine Federal Credit Union is a member owned, not-for-profit credit cooperative led by unpaid volunteers who are democratically elected from its membership. Our mission is to deliver the highest quality financial services and education to our members and encourage thrift.
  • 18th Street Mortgage
  • 209 B Stratford St, Houston, TX, 77006
  • At 18th Street Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • FundFast Network
  • 220 W Alabama St, Suite 106, Houston, TX, 77006
  • A commercial mortgage is a mortgage loan granted to different type of businesses secured by commercial property. Commercial loans are available for both owner-Occupied and investor properties, including office building, shopping center, industrial warehouse, or apartment complex. Borrowers can have up to 90% commercial financing.
  • Republic State Mortgage Co.
  • 815 Hawthorne Street, Houston, TX, 77006
  • Republic State Mortgage, we believe in building relationships that deliver happiness and fulfill the American Dream. This purpose statement is how we approach each and every one of our customers. Our goal is to deliver you the best home lending options through an experience that leaves you comforted.
  • Crystal Clear Mortgage
  • 18001 Highway 105 W, Suite 109, Montgomery, TX, 77356
  • Crystal Clear Mortgage was founded in 2008 by Bryan Ward and Adam Simmons with a principle goal of making the home buying process "Crystal Clear". Our company prides itself on being upfront and honest with our customers. We maintain transparency with our customers and real estate agents from start to finish during the loan process.
  • One Source Home Mortgage
  • 2408 Timberloch Place, Suite B-3, The Woodlands, TX, 77380
  • One Source Home Mortgage was Est. in 2003 by Owner / Broker Tom Derrick. We have built our reputation on high values, honesty and integrity. We believe by giving our clients the best service, competitive rates and fees, we have built a network of satisfied clients, that conitinue to send thier friends and family to our Company for the same respect
  • Jackson Henry Mortgage, LLC
  • 26403 Oak Ridge Drive, Suite 200, Spring, TX, 77380
  • Jackson Henry Mortgage, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders
  • CLM Mortgage, Inc.
  • 480 Wildwood Forest Dr, Suite 802, Spring, TX, 77380
  • CLM Mortgage the preferred lender of Chesmar Homes, has branches in Houston & San Antonio. Our loan officers offer excellent service and explain the loan process to you so it's easy to understand, and we'll work to get you the best rate available for your loan. We work with all borrowers throughout the state of Texas.
  • Traditions Mortgage Group
  • 2001 Timberloch Place, Suite 500, The Woodlands, TX, 77380
  • Traditions Mortgage Group is buying, selling, refinancing, or buildingyour dream home, you have a lot riding on your loan officer. Since marketconditions and mortgage programs change frequently, you need to make sureyou’re dealing with a top professional who is able to give you quick andaccurate financial advice. As an experienced Mortgage Company.