FHA VS Conventional loan programs in 2026 for La-Grange, Fayette County, Texas
In 2026, the conventional loan limit for La-Grange, located within the county of Fayette, TX, is $647,200. On the other hand, the FHA limit for a single-family home is set at $420,680.
Leverage the Lendersa® Conventional loan calculator to evaluate the most competitive rates today across Conventional, FHA, and USDA loans. You can determine the necessary income, credit, reserves, and documents required to qualify. Using this advanced mortgage calculator, compare Conforming Conventional loans with USDA, FHA, and VA, to identify which program in TX aligns best with your financial needs.
2026 Loan Limits and Down Payment Requirements in La-Grange, Fayette, TX
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
The comparison table applies to these zip codes: 78945
Exploring Conventional and FHA Loan Options in La-Grange, TX
The objective of Lendersa® is to efficiently secure the best possible Conventional, USDA, or FHA loan options without hassle. Choose from one of the three initial steps to connect with suitable lenders and loan programs tailored to your preferences.
Chartered in 1888, National Bank & Trust is headquartered in La Grange, Texas, and has been a major contributor in the development and expansion of the business and agricultural community since its inception.
National Bank & Trust is a full-service Bank with friendly people who take the time to listen
The arrival of the railroad in Bastrop during the 1880s injected a fresh spirit of progress in the community. This economic upswing opened the way for three forward thinking venture capitalists to open Bastrop County Bank, which was soon bought out by local business men and renamed The First National Bank of Bastrop in August of 1889.
Brenham National Bank began its existence in 1933 as Farmers National Bank at the corner of Main and S. Baylor streets. In 1949 the bank moved across the square into the building which housed the Day Cotton Company and the Double Dip Ice Cream Co. That location was renovated and expanded many times to meet the growing needs of the bank. In 1975,
Sage Capital Bank, headquartered in Gonzales, Texas, is an independent community bank dedicated to the customers and communities we serve. We are committed to helping Texas businesses and families prosper. At Sage, it is our mission to provide superior personalized customer service.
The first bank to be organized in Lockhart, Texas, the First National Bank of Lockhart was opened April 15, 1889 by James G. Burleson. Burleson was the brother of cabinet member and Postmaster General Albert Sidney Burleson. The board of directors included many of the men that played an important part in the development of Lockhart
Since its inception in 1940 the Lcra Credit Union has been serving its members in the Austin, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here.
At A+FCU, we don’t have customers, we have members. That means we’re all in this together, and when one member does well, we all share the benefits.
Our purpose is to educate each and every member and give them the right guidance for their unique financial situation. By giving our members the knowledge, resources,
2921 E. 17th Street, Building D, Suite 1, Austin, TX, 78702
Lends in Texas
PeopleFund creates economic opportunity and financial stability for underserved people by providing access to capital, education and resources to build healthy small businesses. PeopleFund believes that healthy small business growth is the key to economic recovery and development and that every person.
Park Place Funding, LLC was started in 2015 and is based in Austin, Texas. We provide short-term, asset-based loans for non-owner occupied properties in the major markets of Central Texas, including Austin, Dallas, San Antonio, and the surrounding areas. Our loans are secured by a first lien against the property.
