FHA VS Conventional loan programs in Denison, Grayson County, Texas

For 2025, the Conventional loan limit in Denison, located in Grayson county of TX, is set at $726,200. Meanwhile, the FHA limit for a single-family dwelling is $472,030.

The Lendersa® Conventional loan calculator lets you assess today's top rates among Conventional, FHA, and USDA loans. Discover the necessary income, credit score, reserves, and documentation required for eligibility. Our advanced mortgage calculator provides a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, guiding you to choose the best program for your financial situation in TX.

Browse through loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Denison, Grayson county, TX

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Applicable to the following zip codes: 75020

Conventional and FHA Loan Choices in Denison, TX

The aim of Lendersa® is to promptly and effortlessly connect you with the best Conventional, USDA, or FHA loan options. Choose from three starting paths that guide you in matching with suitable lenders and loan programs.

Lendersa USDA loan request and matching results


  • Azalea Coast Mortgage
  • 7741 Market Street, Suite E, Wilmington, NC, 28411
  • At Azalea Coast Mortgage. Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates and fees available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically
  • Port City Mortgage
  • 8024 Market St, Wilmington, NC, 28411
  • Port City Mortgage (PCM) was founded on the premise that all customers want and deserve an honest, “no pressure” experience when shopping for a mortgage. PCM does just that for our customers. We disclose in writing all fees and costs associated with the interest rate we quote you, and why the rates we offer are lower than our competitors.
  • Coastline Capital Mortgage
  • 530 Causeway Dr, Suite F1, Wrightsville Beach, NC, 28480
  • Coastline Capital Mortgage in the Cape Fear region because we hold this area near and dear to our hearts. The team has been in the area for a number of years and feels closely connected to the values of the surrounding community. Integrating family, business, and growth down here is the pinnacle of achievement
  • Nexus Mortgage Lending
  • 550 W. Sunnyside Road, Suite 11, Idaho Falls, ID, 83402
  • At Nexus Mortgage Lending, we believe that it is our responsibility to be the connection between our clients and their goals of homeownership. It is our goal to educate our clients, provide them with financing options to meet their individual needs, and link them with world-class lending institutions.
  • Trust Alliance Capital
  • 2225 W. Broadway St, Suite J, Idaho Falls, ID, 83402
  • Trust Alliance Capital has been serving commercial customers' financing needs for over 15 years. Currently holding an A+ rating with the Better Business Bureau. Our expertise in commercial equipment financing, SBA/USDA loans, and commercial real estate will help you move forward in your business
  • New Horizon Bank, National Association
  • 1870 Stoneridge Commerce, Powhatan, VA, 23139
  • New Horizon Bank was founded in Powhatan, VA about 20 miles west of Richmond. In 2009, a group of local business owners had a vision to meet a need – a community bank to provide an alternative to large regional and national banks. Powhatan is comprised of merchants, small manufacturers, farms, individuals, and families
  • Block Financial Resources
  • 17888 67th Court North, Loxahatchee, FL, 33470
  • Block Financial Resources, we operate for the sole purpose of providing low-cost mortgage financing to all qualified clients. We distinguish ourselves from our competition by providing information, education and client advocacy that borrowers would otherwise not receive. Built on the principles of service and accountability.
  • All Shores Mortgage
  • 17888 67th Ct N, Loxahatchee, FL, 33470
  • We pride ourselves on personal service in our comfortable, friendly office in the heart of downtown St. James. We’ll take the time to learn as much as we can about your goals, and do everything possible to help you achieve them. From the moment you walk through our door, until long after closing.