FHA VS Conventional loan programs in 2025 for Denison, Grayson County, Texas

For 2025, the Conventional loan limit in Denison, located in Grayson county of TX, is set at $726,200. Meanwhile, the FHA limit for a single-family dwelling is $472,030.

The Lendersa® Conventional loan calculator lets you assess today's top rates among Conventional, FHA, and USDA loans. Discover the necessary income, credit score, reserves, and documentation required for eligibility. Our advanced mortgage calculator provides a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, guiding you to choose the best program for your financial situation in TX.

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2025 Loan Limits and Down Payment Requirements in Denison, Grayson county, TX

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Applicable to the following zip codes: 75020

Conventional and FHA Loan Choices in Denison, TX

The aim of Lendersa® is to promptly and effortlessly connect you with the best Conventional, USDA, or FHA loan options. Choose from three starting paths that guide you in matching with suitable lenders and loan programs.

Lendersa USDA loan request and matching results


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