FHA VS Conventional loan programs in 2026 for Devine, Medina County, Texas

For the year 2026, the conventional loan limit in Devine, located in the county of Medina, TX, is established at $726,200. Meanwhile, the FHA loan limit for a single-family home stands at $524,400.

Take advantage of the Lendersa® Conventional loan calculator to evaluate today's best rates available for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documentation required for qualification. Our sophisticated mortgage calculator presents side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA, so you can easily decide which program in TX is the right fit for your financial goals.

Compare loan offers from 100 different lenders

2026 Loan Limits and Down Payment Requirements in Devine, County of Medina, TX

Type of Loan Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $359,700 0%
FHA $524,400 3.5%

This loan comparison information is applicable to the following zip codes: 78016

Options for Conventional and FHA Loans in Devine, TX

At Lendersa®, our objective is to ensure you attain the most competitive Conventional, USDA, or FHA loan with ease and speed. Choose one of the three initial options below to find suitable lenders and loan programs that meet your needs.

Lendersa showcasing USDA loan requests and matching results


Devine Lenders

  • Castroville State Bank
  • 502 Paris Street, Castroville, TX, 78009
  • Lends in Texas
  • Castroville State Bank was originally founded by a group of local citizens who recognized the need for a banking facility in Castroville. After traveling to Austin to meet with officials of the Texas Banking Commission, the delegation received approval to begin state banking operations on January 14, 1959.

  • TXN Bank
  • 1502 Avenue M, Hondo, TX, 78861
  • Lends in Texas
  • Our mission is to provide the highest quality banking and financial services to our customers and communities we serve while enhancing value for our shareholders. TXN Bank is the culmination of hard work from our employees and extraordinary vision from our board and shareholders. We plan to continue the legacy of community banking.

  • Air Force Federal Credit Union
  • 1560 Cable Ranch Road, Suite 200, San Antonio, TX, 78245
  • Lends in Texas
  • AFFCU (Air Force Federal Credit Union) is a full-service financial organization based in San Antonio, Texas. We offer banking products including savings, checking, money market accounts, certificate accounts, and more. We also provide auto loans, personal loans, mortgage loans, home equity loans, Visa credit cards, and more.

  • Town Square Financial
  • 8552 Murray Grey, San Antonio, TX, 78254
  • Lends in Texas
  • At Town Square Financial, we understand that time is critical, and traditional banks can make the process unnecessarily slow and complex. That’s why we’ve streamlined our approval process to get you funded fast—with fewer conditions and no red tape. Whether you've been turned down by other lenders or need quick financing to seize an opportunity, we

  • Credit Human Federal Credit Union
  • 7915 W Loop 1604 N, Suite 111, San Antonio, TX, 78254
  • Lends in Texas
  • In 2016, SACU became Credit Human. Our new name reflects the San Antonio values that have guided us since we started here in 1935—a belief in others, giving credit to the dreams of our members, and being more human by treating each other with the respect that all of us deserve. This new name extends that belief to every member we serve

  • Smart Rate Mortgage Brokers LLC
  • 227 North Loop 1604 East, Suite 150, San Antonio, TX, 78228
  • Lends in Texas
  • I am an experienced mortgage veteran with over 17 years of experience in the mortgage business. I have helped thousands of families buy their first, second and third homes. . I am extremely well versed in FHA, Conventional, VA and Jumbo Loans. With a background in Education and Finance from Southwest Texas State University

  • Rodsan Mortgage LLC
  • 9111 John Barrett Drive, San Antonio, TX, 78240
  • Lends in Texas
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Fidelity Mortgage
  • 9480 Huebner Road, Suite 200-C, San Antonio, TX, 78240
  • Lends in Texas
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Crown Lending Inc
  • 102 W Crockett St, Suite 705, San Antonio, TX, 78205
  • Lends in Texas
  • Crown Lending, Inc. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering