FHA VS Conventional loan programs in 2026 for Poteet, Atascosa County, Texas

For 2026, the conventional loan limit in Poteet, situated in the county of Atascosa, TX, is set at $726,200. The FHA loan limit, however, for a single-family home is $524,400.

With the Lendersa® Conventional loan calculator, compare the current rates for Conventional, FHA, and USDA loans. Determine the credit, income requirements, reserves, and documents necessary for qualification. This advanced tool lets you view side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA to help decide which program in TX meets your financial needs.

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2026 Loan Limits and Down Payment Conditions in Poteet, Atascosa County, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $359,700 0%
FHA $524,400 3.5%

This table is relevant for zip codes: 78065

Available Conventional and FHA Loan Options in Poteet, TX

The goal of Lendersa® is to offer you the best options for a Conventional, USDA, or FHA loan promptly and without hassle. Choose one of these three pathways to find lenders and loan programs tailored to you.

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Poteet Lenders

  • Air Force Federal Credit Union
  • 1560 Cable Ranch Road, Suite 200, San Antonio, TX, 78245
  • Lends in Texas
  • AFFCU (Air Force Federal Credit Union) is a full-service financial organization based in San Antonio, Texas. We offer banking products including savings, checking, money market accounts, certificate accounts, and more. We also provide auto loans, personal loans, mortgage loans, home equity loans, Visa credit cards, and more.

  • Castroville State Bank
  • 502 Paris Street, Castroville, TX, 78009
  • Lends in Texas
  • Castroville State Bank was originally founded by a group of local citizens who recognized the need for a banking facility in Castroville. After traveling to Austin to meet with officials of the Texas Banking Commission, the delegation received approval to begin state banking operations on January 14, 1959.

  • Crown Lending Inc
  • 102 W Crockett St, Suite 705, San Antonio, TX, 78205
  • Lends in Texas
  • Crown Lending, Inc. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering

  • Smart Rate Mortgage Brokers LLC
  • 227 North Loop 1604 East, Suite 150, San Antonio, TX, 78228
  • Lends in Texas
  • I am an experienced mortgage veteran with over 17 years of experience in the mortgage business. I have helped thousands of families buy their first, second and third homes. . I am extremely well versed in FHA, Conventional, VA and Jumbo Loans. With a background in Education and Finance from Southwest Texas State University

  • River City Federal Credit Union
  • 610 Augusta Street, San Antonio, TX, 78215
  • Lends in Texas
  • River City Federal Credit Union is a member-owned financial institution. Membership is open to anyone who lives, works, worships or attends school in Bexar County, Texas. We are a Co-Op Shared Branching partner, which means we'll gladly help members of other shared branching credit unions with deposits, loan payments and funds transfers.

  • CPS IBEW Federal Credit Union
  • 1002 Camden Street, San Antonio, TX, 78215
  • Lends in Texas
  • In 1938, a group of CPS Energy® employees opened the first CPS IBEW Federal Credit Union in San Antonio. Today, we are still the only credit union to exclusively serve CPS Energy employees and their families with the most affordable, flexible and easy-to-use financial services in San Antonio.

  • Texas Mortgage Capital Corporation
  • 311 Howard St, San Antonio, TX, 78212
  • Lends in Texas
  • Texas Mortgage Capital Corporation is a premier provider of private money loans and investment opportunities. We specialize in offering tailored financing solutions for a variety of needs including short-term bridge loans, fix-and-flip investments, buy-and-hold investments, refinancing a current loan,

  • Piazza Lending, LLC
  • 7227 Broadway, San Antonio, TX, 78209
  • Lends in Texas
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Rubiola Mortgage Co Inc
  • 8700 Crown1600 NE Loop, Suite 604, San Antonio, TX, 78209
  • Lends in Texas
  • Rubiola Mortgage Company is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you