FHA VS Conventional loan programs in Plainview, Hale County, Texas

In 2026, the Conventional loan limit for Plainview, located in the county of Hale, TX, is set at $726,200. In contrast, the FHA loan limit for a single-family home in the same region is $472,030. This distinction in loan limits highlights the difference in borrowing capacities under these two popular loan programs.

Use the Lendersa® Conventional loan calculator to effectively compare the best rates available today for Conventional versus FHA and USDA loans. This tool helps determine the necessary income, creditworthiness, reserves, and documentation needed to qualify. Our sophisticated mortgage calculator allows you to view Conforming Conventional loans alongside USDA, FHA, and VA options side by side, thus aiding you in selecting the optimal program that fits your unique financial circumstances in TX.

Explore and compare loan offers from 100 lenders, offering a diversity of choices

2026 Loan Limits and Down Payment Requirements in Plainview, Hale County, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comprehensive comparison table applies specifically to the following zip codes: 79072, 79073. It is crucial to ensure these zip codes are relevant before proceeding with any applications.

Exploring Conventional and FHA Loan Opportunities in Plainview, TX

The goal of Lendersa® is to deliver the best possible Conventional, USDA, or FHA loan swiftly and without unnecessary hassle. By choosing one of three starting pathways, you will be aligned with lenders and loan programs that best meet your needs. Each path provides tailored solutions to ensure you receive the most beneficial financial arrangement available.

View results from Lendersa USDA loan requests and matches


  • MembersAlliance Credit Union
  • 2550 South Alpine Road, Rockford, IL, 61108
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  • 7211 Magnolia Avenue, Riverside, CA, 92504
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  • Locke Consulting, Inc.
  • 2900 Adams Street, Suite A305, Riverside, CA, 92504
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  • Bayshore Home Loans Inc.
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  • Members First Credit Union
  • 251 West Garden Street, Building I, Pensacola, FL, 32502
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  • COASTAL FUNDING CORPORATION
  • 216 South Palafox Street, Pensacola, FL, 32502
  • "Coastal Funding is a local Mortgage Broker dedicated to serving South Carolina & Florida by offering the best mortgage loan products in the industry. Our passion is and always will be
    helping our clients achieve their financial goals and dreams of home ownership. We provide more loan options and solutions to our clients than anyone else.

  • NOLA Lending Group
  • 25 West Cedar Street Suite 500, Pensacola, FL, 32502
  • At NOLA Lending our mission is to provide unprecedented client service and superior quality lending practices with uncompromising integrity to all of our customers. We are committed to using the newest technology, always increasing our knowledge of the loan industry and continuously searching for new loan products for all of our clients.

  • The Riddell National Bank
  • PO Box 340, Brazil, IN, 47834
  • Riddell National Bank has a rich heritage in Clay County, Indiana, having received its original charter in 1885 under the name of "Zeller and Riddell Bank." A National Charter was granted in March of 1900 and the name of the Bank was changed to The Riddell National Bank. And, since that time.

  • Bird Rock Group
  • La Jolla Blvd, La Jolla, CA, 92037
  • Bird Rock Group, based in San Diego, offers creative capital solutions for real estate investors nationwide. Specializing in bridge loans, fix and flip financing, and value-add projects, we provide unparalleled speed, flexibility, and reliability. Our seasoned team ensures efficient closings and exceptional service, empowering investors with depend

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  • West Coast Funding & Real Estate Services Inc
  • 4275 Executive Square, Suite 410, La Jolla, CA, 92037
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  • Newbegin Funding
  • 5538 La Jolla Boulevard, Suite A, La Jolla, CA, 92037
  • Noah Newbegin has been helping people to finance their dreams since 2004 and is still passionate about helping to make those dreams a reality. Noah graduated with a Degree in Finance from SDSU in 2002 and has over 15 years experience in real estate, finance, and mortgage consultation.