FHA VS Conventional loan programs in 2025 for Plainview, Hale County, Texas

In 2025, the Conventional loan limit for Plainview, located in the county of Hale, TX, is set at $726,200. In contrast, the FHA loan limit for a single-family home in the same region is $472,030. This distinction in loan limits highlights the difference in borrowing capacities under these two popular loan programs.

Use the Lendersa® Conventional loan calculator to effectively compare the best rates available today for Conventional versus FHA and USDA loans. This tool helps determine the necessary income, creditworthiness, reserves, and documentation needed to qualify. Our sophisticated mortgage calculator allows you to view Conforming Conventional loans alongside USDA, FHA, and VA options side by side, thus aiding you in selecting the optimal program that fits your unique financial circumstances in TX.

Explore and compare loan offers from 100 lenders, offering a diversity of choices

2025 Loan Limits and Down Payment Requirements in Plainview, Hale County, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comprehensive comparison table applies specifically to the following zip codes: 79072, 79073. It is crucial to ensure these zip codes are relevant before proceeding with any applications.

Exploring Conventional and FHA Loan Opportunities in Plainview, TX

The goal of Lendersa® is to deliver the best possible Conventional, USDA, or FHA loan swiftly and without unnecessary hassle. By choosing one of three starting pathways, you will be aligned with lenders and loan programs that best meet your needs. Each path provides tailored solutions to ensure you receive the most beneficial financial arrangement available.

View results from Lendersa USDA loan requests and matches


  • Greater Texas Credit Union
  • 6411 North Lamar Boulevard, Austin, TX, 78758
  • Greater Texas Credit Union is proud to have been voted a "Top Workplace"​ every year since 2012. With over 200 employees spread out throughout Texas, our goal is to be a force for good in the communities we serve. To accomplish that goal, we value our employees and invest in them so they can meet the needs of our members.
  • United Heritage Credit Union
  • 12208 N Mopac Expy, Austin, TX, 78758
  • Headquartered in Austin, Texas, United Heritage CU serves the greater Austin and Tyler areas through twelve branch locations including Manchaca, Slaughter, Georgetown, Lakeway, Kyle and Tyler. Membership is open to anyone that lives, works or attends school within Travis, Williamson, Bastrop, Caldwell, Hays, Smith and Wood county.
  • Amplify Credit Union
  • 2800 Esperanza Crossing, Building 2, Austin, TX, 78758
  • Amplify Credit Union combines digital-first financial services with the emphasis on community you expect from your neighborhood credit union 1967 is a member-owned financial cooperative with more than 60, 000 members and almost $1 billion in assets. Our team lives and works in the communities we serve, making us the foremost experts.
  • 360 LENDING GROUP, LLC
  • 3100 Esperanza Crossing, Suite 6254, Austin, TX, 78758
  • 360 LENDING GROUP LLC IS LICENSED UNDER THE LAWS OF THE STATE OF TEXAS AND BY STATE LAW IS SUBJECT TO REGULATORY OVERSIGHT BY THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING. CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE
  • USA Lending Group, Inc
  • 1200 Barton Creek Blvd, Unit 64, Austin, TX, 78735
  • We are a technology-driven company and offer a level of customer service second to none. “Low Rates, Low Fees, and Fast Closings, ” is our motto and describes why Texas residents choose USA Lending Group for their Texas Home Loans. With an array of Texas home loan programs to choose from,
  • Bentley & Leenher Mortgage Consulting, LLC
  • 5307 Highway 290 West, Building B, Suite 5, Austin, TX, 78735
  • We know that each customer has specific needs, and here at Bentley & Leenher Mortgage Consulting, we strive to meet those specific needs with quality service and individual attention. We pride ourselves in giving you the mortgage information, loan options and convenient assistance you are looking for. With a variety of loan programs
  • Waterloo Lending Company
  • 5506 West Highway 290, Suite 300, Austin, TX, 78735
  • Waterloo Lending is about creating opportunities for people to take advantage of the best loan products in the industry. In today’s booming housing market, Jason knows it’s more important than ever to have a knowledgeable, communicative, professional lender who will take the time to understand your unique dreams you to seize your perfect.
  • 56 Home Loans
  • 4707 Trail Crest, Austin, TX, 78735
  • "56 Home Loans As a mortgage broker, we’re different. We monitor the pricing, loan programs and service levels of over 40 wholesale mortgage lenders to help place our clients with a more competitive mortgage. An expert review of your current financial situation and personal goals. Customized loan options to meet your goals and save you money."
  • COUNSELORS MORTGAGE CORP
  • 5500 Travis Green Lane, Austin, TX, 78735
  • Counselors Mortgage Corporation is a residential mortgage lender founded We provide residential mortgage solutions for homeowners, home-buyers and their realtors. We offer a full range of loan products including conventional, FHA, VA and USDA loans, at competitive interest rates.
  • Loans By Tera
  • 1801 S MoPac Expressway, Suite 212, Austin, TX, 78746
  • We take the stress out of the home loan process. Whether you are in Austin or relocating to the area, we will make the home loan process as seamless as possible. * We average 15 day closings! This is a great negotiating tool for your Realtor when making an offer on your behalf. With Austin's hot real estate marking,
  • HouseMax Funding
  • 901 S Mopac Expy, Bld. 4, Suite 125, Austin, TX, 78746
  • HouseMax Funding is a leading hard money lender based in Austin, Texas offering personalized hard money construction and fix and flip loans. With a track record of over 1000 successful deals and over 3000 successfully flipped houses, HouseMax Funding are expert hard money lenders with a track record of success offering hands-on service to meet our
  • CCG Capital
  • 3600 N Capital of Texas Hwy, Bldg B, Suite 120, Austin, TX, 78746
  • CCG Capital makes asset-based loans for commercial and non-owner occupied residential real estate projects. Our commitment is to provide fast and flexible solutions to each borrower's unique and unconventional financing requirements.Reputable Texas based construction lending and investor fund management.