FHA VS Conventional loan programs in Plainview, Hale County, Texas
In 2026, the Conventional loan limit for Plainview, located in the county of Hale, TX, is set at $726,200. In contrast, the FHA loan limit for a single-family home in the same region is $472,030. This distinction in loan limits highlights the difference in borrowing capacities under these two popular loan programs.
Use the Lendersa® Conventional loan calculator to effectively compare the best rates available today for Conventional versus FHA and USDA loans. This tool helps determine the necessary income, creditworthiness, reserves, and documentation needed to qualify. Our sophisticated mortgage calculator allows you to view Conforming Conventional loans alongside USDA, FHA, and VA options side by side, thus aiding you in selecting the optimal program that fits your unique financial circumstances in TX.
2026 Loan Limits and Down Payment Requirements in Plainview, Hale County, TX
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comprehensive comparison table applies specifically to the following zip codes: 79072. It is crucial to ensure these zip codes are relevant before proceeding with any applications.
Exploring Conventional and FHA Loan Opportunities in Plainview, TX
The goal of Lendersa® is to deliver the best possible Conventional, USDA, or FHA loan swiftly and without unnecessary hassle. By choosing one of three starting pathways, you will be aligned with lenders and loan programs that best meet your needs. Each path provides tailored solutions to ensure you receive the most beneficial financial arrangement available.
First Federal Bank was founded in 1946 with $10,000 in capital as a mutual savings association known as Littlefield Federal Savings and Loan. In 1998, the association converted to a state mutual bank and became First Federal Bank Littlefield, Texas. The vision of First Federal Bank is to customize financial support for every customer.
Happy State Bank began in 1908 in Happy, TX. While we’ve grown in size, locations, & assets, we like to keep the feel of a small-town Bank where everyone knows your name. Our core values are embedded in everything we do. You’ll notice these in our communications, in the way we serve our customers & communities & in the attitudes of our employees.
WesTex Federal Credit Union has been open since 1946. The credit union has assets totaling $85.02 Million and provides banking services to more than 7, 000 members as of March 2022.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member.
Texas Tech Credit Union is an innovative financial institution that is committed to our vision of "Meeting Needs and Creating Value" for our members and community. We provide financial services that benefit our members' lives and set ourselves apart by offering financially superior loans and deposit accounts.
AT AimMortgage We look forward to putting our mortgage services to work for you!
We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing
Lubbock National Bank is part of a local, family-owned banking legacy that has been serving the people of this area since 1892, when the first settlers began arriving in the South Plains and Texas Panhandle. We introduced ourselves to Lubbock just a few years after the city was incorporated.
We offer mortgages for new home purchases at competitive rates. Whether you need cash out or just want a better rate and term, Pixel is here to help with your refinance. Pixel Mortgage works great with real estate agents. Fast pre-qualification, great rates, helpful processing, and great communication are Pixel qualities.
Capital Mortgage Services A full service mortgage bank of Texas controls all elements of your mortgage transactionof Texas provides a mortgage company with over 30 years of experience in helping our customers. We understand that this isn’t just a loan to you, it’s your home. We take that responsibility very seriously
Peoples Bank exists to place the needs of our employees, customers, and shareholders at the center of everything we do. We focus attention on the needs of local families, businesses, towns, and farmers. We take local deposits and then make loans back into the neighborhoods where our depositors live and work.
