In 2025, the Conventional loan limit for Plainview, located in the county of Hale, TX, is set at $726,200. In contrast, the FHA loan limit for a single-family home in the same region is $472,030. This distinction in loan limits highlights the difference in borrowing capacities under these two popular loan programs.
Use the Lendersa® Conventional loan calculator to effectively compare the best rates available today for Conventional versus FHA and USDA loans. This tool helps determine the necessary income, creditworthiness, reserves, and documentation needed to qualify. Our sophisticated mortgage calculator allows you to view Conforming Conventional loans alongside USDA, FHA, and VA options side by side, thus aiding you in selecting the optimal program that fits your unique financial circumstances in TX.
Explore and compare loan offers from 100 lenders, offering a diversity of choices
Loan Type | Loan Limit | Down Payment |
Conventional Conforming | $726,200 | 3% |
USDA | $336,500 | 0% |
FHA | $472,030 | 3.5% |
This comprehensive comparison table applies specifically to the following zip codes: 79072, 79073. It is crucial to ensure these zip codes are relevant before proceeding with any applications.
The goal of Lendersa® is to deliver the best possible Conventional, USDA, or FHA loan swiftly and without unnecessary hassle. By choosing one of three starting pathways, you will be aligned with lenders and loan programs that best meet your needs. Each path provides tailored solutions to ensure you receive the most beneficial financial arrangement available.
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