FHA VS Conventional loan in Dripping-Springs, Hays County, Texas

In 2025, the conventional loan limit in Dripping-Springs, situated in Hays county, TX, is $647,200, while the FHA limit for a single-family home is $483,000.

Utilize the Lendersa® Conventional loan calculator to compare today's leading rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator shows Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you in choosing the best option in TX for your financial scenario.

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2025 Loan Limits and Down Payment Requirements in Dripping-Springs, Hays, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $333,000 0%
FHA $483,000 3.5%

This table is relevant for zip codes: 78620

Conventional and FHA Loan Options in Dripping-Springs, TX

The aim of Lendersa® is to quickly get you the best Conventional, USDA, or FHA loan available, without hassle. Choose from three starting points that connect you with matching lenders and loan offers.

Results from Lendersa USDA loan request matching


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  • Unity Bank.
  • 207 W Lincoln Street, Augusta, WI, 54722
  • Unity Bank is a family owned community bank with offices in Minnesota, Montana, and Wisconsin. With 16 locations, $565 million in assets, and 165 employees, Unity Bank continues to be an integral member of the communities we serve and is committed to providing a full range of products to meet our customer’s financial needs.
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  • 1180 North Town Center Dr, Suite 100, Las Vegas, NV, 89144
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  • 206 North Franklin Street, Port Washington, WI, 53074
  • Clarence Hill & George Henry opened the doors to their new bank at 206 N. Franklin St. in Port Washington, Wisconsin on Sept. 11, 1899 less than a year after the Great Wisconsin Chair Factory Fire destroyed the town’s business district. From this modest start, PWSB has grown to more than $637 million in funds & loan assets under active managem
  • Granite Bank
  • 202 2nd Ave S, Cold Spring, MN, 56320
  • Creative, relationship-driven banking with responsive local decisions, Granite Community Bank is a full-service commercial bank serving individuals and businesses for loans, deposits, insurance and investments throughout Minnesota. Granite Bank to help you make the decisions that are right for you and your financial goals.
  • REV Federal Credit Union
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  • At REV, we’re passionate about being an active partner that works with local businesses, organizations and associations to build healthy communities. Through a digital first strategy and enhanced commitment to our members, we’re redefining what banking means. As a full-service financial institution, we offer competitive loan rates.
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  • Our purpose is to make a positive impact on our customers, employees, and communities. We try to do this by actively practicing our values every single day. We also have a dedicated focus on building relationships with our customers. We want what\ u2019s best for YOU; you\ u2019re our #1 priority.