For 2026, the limit on conventional loans in Edinburg, within Hidalgo county, TX stands at $726,200. In contrast, the FHA limit for a single-family residence is $472,030.
Use the Lendersa® Conventional loan calculator to evaluate today's top rates among Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents for qualification. Our comprehensive mortgage calculator allows you to view Conforming Conventional, USDA, FHA, and VA loans side by side to identify the best program in TX for your financial situation.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This comparison table is applicable to zip codes: 78539
The aim of Lendersa® is to secure the best Conventional, USDA, or FHA loans for you swiftly and effortlessly. Choose one from three options to discover matching lenders and loan programs.
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