Explore the differences! FHA VS Conventional loan programs in Ennis, Ellis County, Texas
For 2026, the Conventional loan limit set for Ennis, in Ellis county, TX, is determined to be $726,200. In contrast, for a single-family home, the FHA loan limit is $531,300. These limits guide potential borrowers on maximum eligible borrowing through these distinct programs.
Leverage the Lendersa® Conventional loan calculator to compare today's best rates across Conventional, FHA, and USDA loans. Determine your eligibility by assessing the required income, creditworthiness, necessary reserves, and supporting documentation. With our advanced calculator, Conforming Conventional loans are laid out alongside USDA, FHA, and VA options, enabling you to make informed decisions about the optimal program in TX for your specific financial needs.
2026 Loan Limits and Down Payment Guidelines in Ennis, Ellis, TX
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$360,600
0%
FHA
$531,300
3.5%
This detailed table pertains to these zip codes: 75119. Ensure your area zip code aligns to apply these limits accurately.
Discovering Conventional and FHA Loan Solutions in Ennis, TX
Lendersa® is committed to ensuring you access the best possible Conventional, USDA, or FHA loans efficiently and without difficulty. Begin with one of three pathways that effectively align you with suitable lenders and optimized loan programs tailored to your needs.
130 Chieftain Drive, Suite 103, Waxahachie, TX, 75165
Lends in Texas
We have been originating mortgage loans for over 24 years here in the Dallas and Ellis County area. We pride ourselves on providing our customers with the perfect loan for their situation, good rates and personal service. We work diligently to make your lending experience a good one.
We believe in mPowering our customers, the importance of giving back to the communities we serve, & we are proud to stand behind our promises.
In business since 1868, we are the third oldest independent bank in Texas. With current assets over $600 million, we are 10 branches located in 7 cities: Waxahachie, Midlothian, Red Oak, Italy, Cedar Hi
Trinity Oaks Mortgage, LLC supports Equal Housing Opportunity. When dealing with home financing, we are not only working with one of our client's largest personal financial investments; we also are handling one of their biggest dreams. Since we work with matters so close to the heart, we serve our clients from ours.
Corner Stone Credit Union began May 1, 1952 as FFE Operators Credit Union in Room #305 at 318 S. Cadiz, Dallas, TX. We started out with 10 share holders and 18 shares, consisting only of lease operators contracting with the Frozen Food Express, employees of the lease operators, employees of the credit union
1801 North Hampton Road, Suite 415, Desoto, TX, 75115
Lends in Texas
LTI Mortgage was built on Loyalty, Trust and Integrity. We feel that everyone who wants to own a home should own a home and get a fair deal in the process. We're Here to make sure you get the best mortgage loan possible at a great price. We're a small company with much less overhead than the bigger companies.
Mid America Mortgage Southwest is an A+ rated mortgage lender based in Midlothian, Texas. Mid America Mortgage Southwest is a local, direct lender assisting clients with mortgages in the Dallas – Fort Worth Metroplex since 1998. We service all of Texas! Buying a home is one of the most important financial decisions you’ll make during your lifetime.
There’s only one Cowboy Bank in Texas and it is deep in the heart of Maypearl. With a brand and a culture based on the time traditions of honesty and integrity, The Cowboy Bank stands out as a true hometown institution. The Cowboy Bank of Texas maintains a strong tradition of economic support and financial service.
Second Finance, We are a Non Bank lender that can offer you more home loan products that banks just cannot begin to compete with.We can get you into your home fast. The Banks cannot help themselves. There has been a fundamental shift in regulations that took place in response to the housing crisis.
610 Uptown Boulevard, Suite 2000, Cedar Hill, TX, 75104
Lends in Texas
ince 2013, Corporate Capital, LLC has strived to operate as a trusted source for borrowers in need of funding. Our staff is trained to help you get the best loan option for your property or project. We offer the best loan programs designed to meet the needs for the traditional borrowers with verifiable income to the self employed .
