FHA VS Conventional loan programs in Ennis, Ellis County, Texas

For 2025, the Conventional loan limit set for Ennis, in Ellis county, TX, is determined to be $726,200. In contrast, for a single-family home, the FHA loan limit is $531,300. These limits guide potential borrowers on maximum eligible borrowing through these distinct programs.

Leverage the Lendersa® Conventional loan calculator to compare today's best rates across Conventional, FHA, and USDA loans. Determine your eligibility by assessing the required income, creditworthiness, necessary reserves, and supporting documentation. With our advanced calculator, Conforming Conventional loans are laid out alongside USDA, FHA, and VA options, enabling you to make informed decisions about the optimal program in TX for your specific financial needs.

Browse through loan offers from 100 lenders for diverse options

2025 Loan Limits and Down Payment Guidelines in Ennis, Ellis, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $360,600 0%
FHA $531,300 3.5%

This detailed table pertains to these zip codes: 75119, 75120. Ensure your area zip code aligns to apply these limits accurately.

Discovering Conventional and FHA Loan Solutions in Ennis, TX

Lendersa® is committed to ensuring you access the best possible Conventional, USDA, or FHA loans efficiently and without difficulty. Begin with one of three pathways that effectively align you with suitable lenders and optimized loan programs tailored to your needs.

See results from Lendersa USDA loan requests and matches


  • MORTGAGE FUNDING GROUP, INC.
  • 970 Peachtree Industrial Blvd, Suite 100, Suwanee, GA, 30024
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • DUNWOODY MORTGAGE SERVICES, INC.
  • 4411 Suwanee Dam Rd, Suite 555, Suwanee, GA, 30024
  • Dunwoody Mortgage, our mortgage professionals are truly the best at working to find a way to get you a home loan -- and not just any loan, but the loan that works best for you. Whether you are looking to purchase or refinance, we are here to help!When other companies have told you "No" or more than likely told you nothing at all,
  • THE PERPETUAL FINANCIAL GROUP, INC.
  • 1325 Satellite Blvd NW, Building 1100, Suite 1120, Suwanee, GA, 30024
  • The Perpetual Financial Group, Inc. is a residential and commercial mortgage lender. We help consumers purchase & refinance residential property, and can also help businesses purchase owner occupied commercial property. We also work with investors for hard money/rehab loans. We are a licensed Mortgage Banker in Georgia & Tennessee.
  • Destiny Mortgage Lending
  • Bldg. 417 Crooked Tree Drive, Dawsonville, GA, 30534
  • Destiny Mortgage Lending you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Atlanta Capital Lending
  • 1735 Buford Hwy Ste, Cumming, GA, 30041
  • Atlanta Capital Lending is a specialized hard money lender that provides personalized service to our borrowers for a top shelf borrowing experience. and We are as passionate about real estate as you are! But we are just as passionate about helping our borrower's succeed Let us help you reach your real estate goals.
  • Mortgage PRO Loan Services LLC
  • 4625 Nobel Pass, Cumming, GA, 30041
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • Atlas Wholesale Mortgage LLC
  • 410 Peachtree Parkway, Building 400, Suite 4245, Cumming, GA, 30041
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Cumming Loans LLC
  • 3160 Caney Estate Place, Cumming, GA, 30041
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.