FHA VS Conventional loan in Seagoville, Dallas County, Texas

In 2026, the Conventional loan limit for Seagoville, within Dallas county, TX is $726,200; meanwhile, the FHA limit for a single-family home is $531,300.

Utilize the Lendersa® Conventional loan calculator to assess today's top rates: Conventional vs. FHA vs. USDA. Identify the necessary income, credit score, reserves, and documents for qualification. This advanced mortgage tool allows side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, aiding the choice of the best program in TX tailored to your financial needs.

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2026 Loan Limits & Down Payment Details in Seagoville, Dallas County, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $531,300 3.5%

This table applies to these zip codes: 75159

Exploring Conventional and FHA Loan Options in Seagoville, TX

The mission of Lendersa® is to facilitate obtaining the best Conventional, USDA, or FHA loans swiftly and with ease. Initiate one of three starting choices leading to suitable lender matches and loan programs.

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Seagoville Lenders

  • Corner Stone Credit Union
  • 130 Historic Town Square, Lancaster, TX, 75146
  • Lends in Texas
  • Corner Stone Credit Union began May 1, 1952 as FFE Operators Credit Union in Room #305 at 318 S. Cadiz, Dallas, TX. We started out with 10 share holders and 18 shares, consisting only of lease operators contracting with the Frozen Food Express, employees of the lease operators, employees of the credit union

  • Mesquite Credit Union
  • 1510 N. Galloway, Mesquite, TX, 75149
  • Lends in Texas
  • Mesquite Credit Union is incorporated under the laws of the State of Texas and under state law is subject to regulatory oversight by the Texas Credit Union Department.

    State chartered credit unions are regulated by their state credit union department. The NCUA administers the federal insurance fund, NCUSIF, which covers all federal credit unio

  • Second Finance, Lc
  • 4484 South Marsalis Avenue, Dallas, TX, 75216
  • Lends in Texas
  • Second Finance, We are a Non Bank lender that can offer you more home loan products that banks just cannot begin to compete with.We can get you into your home fast. The Banks cannot help themselves. There has been a fundamental shift in regulations that took place in response to the housing crisis.

  • Trinity Oaks Mortgage
  • 420 Century Way, Suite 100, Red Oak, TX, 75154
  • Lends in Texas
  • Trinity Oaks Mortgage, LLC supports Equal Housing Opportunity. When dealing with home financing, we are not only working with one of our client's largest personal financial investments; we also are handling one of their biggest dreams. Since we work with matters so close to the heart, we serve our clients from ours.

  • Black Tie Lending LLC
  • 6300 Samuel Blvd Suite 105, Dallas, TX, 75228
  • Lends in Texas
  • Black Tie Lending caters solely to residential real estate investors that buy, fix, and flip single family houses. Our innovative hard money loan products were designed for real estate investors that require fast and efficient access to money for deals that makes sense.
    Great HML Terms 90% LTV on Purchase and 100% of Repair Funds. Low interest ra

  • Lone Star Credit Union
  • 7508 Ferguson Road, Dallas, TX, 75228
  • Lends in Texas
  • We believe if it’s good for you, it’s good for us. This good-business philosophy is lived out in how we treat each other, our Members & the communities we live in. Proud to be Texas-based since 1967, we always honor the credit union credo of “people helping people.” While we deliver a variety of financial services, we are driven by respect & fairne

  • LTI Mortgage
  • 1801 North Hampton Road, Suite 415, Desoto, TX, 75115
  • Lends in Texas
  • LTI Mortgage was built on Loyalty, Trust and Integrity. We feel that everyone who wants to own a home should own a home and get a fair deal in the process. We're Here to make sure you get the best mortgage loan possible at a great price. We're a small company with much less overhead than the bigger companies.

  • Mortgage Funding Solutions, LLC
  • 1919 S. Shiloh Rd, Suite 518, Garland, TX, 75043
  • Lends in Texas
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Not Your Average Lender
  • 310 East I30, Suite M105, Garland, TX, 75043
  • Lends in Texas
  • Not Your Average Lender is Buying a house is challenging, especially in this market. There are dozens of ways to make your loan more affordable, yet more attractive to sellers. Let us show you how! Our team of professionals is ready to help you succeed. For guidance in selecting the right loan program for your situation